Analysis
Clemson's finance program outperforms most national competitors while keeping debt notably lower than averageβthough among South Carolina finance programs, it lands solidly in the middle of the pack. Graduates earn $58,876 in their first year, putting them ahead of 71% of finance programs nationwide and $5,300 above the national median. More importantly, they carry just $20,000 in debt, about $3,300 less than typical finance graduates and $5,000 less than the South Carolina average.
The real differentiator here is the combination of above-average starting salaries with below-average debt. That 0.34 debt-to-earnings ratio means graduates owe roughly four months of their first year's salaryβa manageable burden that leaves room for saving and investing early in their careers. Earnings also grow at a healthy 22% pace over the first four years, reaching $71,621. Within South Carolina, Clemson trails only USC-Columbia's finance program, which starts grads at $62,000, but Clemson students likely pay less to attend since USC carries significantly higher average debt loads for in-state programs.
For South Carolina families, this represents a straightforward value proposition: a respected finance degree from a competitive university that won't saddle your child with outsized debt. The earnings won't set records, but they're consistently strong, and the financial foundation this program provides is sound from day one.
Where Clemson University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Clemson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Clemson University | $58,876 | $71,621 | +22% |
| College of Charleston | $54,634 | $82,260 | +51% |
| University of South Carolina-Columbia | $62,231 | $79,318 | +27% |
| Wofford College | $57,335 | $66,153 | +15% |
| Coastal Carolina University | $46,911 | $53,842 | +15% |
Compare to Similar Programs in South Carolina
Finance and Financial Management Services bachelors's programs at peer institutions in South Carolina (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $15,554 | $58,876 | $71,621 | $20,000 | 0.34 | |
| $12,688 | $62,231 | $79,318 | $25,000 | 0.40 | |
| $54,100 | $57,335 | $66,153 | $27,000 | 0.47 | |
| $12,978 | $54,634 | $82,260 | $22,500 | 0.41 | |
| $11,640 | $46,911 | $53,842 | $26,000 | 0.55 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Clemson University, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 139 graduates with reported earnings and 131 graduates with debt data. Small samples may not be representative.