Finance and Financial Management Services at Clemson University
Bachelor's Degree
Analysis
Clemson's finance program outperforms most national competitors while keeping debt notably lower than average—though among South Carolina finance programs, it lands solidly in the middle of the pack. Graduates earn $58,876 in their first year, putting them ahead of 71% of finance programs nationwide and $5,300 above the national median. More importantly, they carry just $20,000 in debt, about $3,300 less than typical finance graduates and $5,000 less than the South Carolina average.
The real differentiator here is the combination of above-average starting salaries with below-average debt. That 0.34 debt-to-earnings ratio means graduates owe roughly four months of their first year's salary—a manageable burden that leaves room for saving and investing early in their careers. Earnings also grow at a healthy 22% pace over the first four years, reaching $71,621. Within South Carolina, Clemson trails only USC-Columbia's finance program, which starts grads at $62,000, but Clemson students likely pay less to attend since USC carries significantly higher average debt loads for in-state programs.
For South Carolina families, this represents a straightforward value proposition: a respected finance degree from a competitive university that won't saddle your child with outsized debt. The earnings won't set records, but they're consistently strong, and the financial foundation this program provides is sound from day one.
Where Clemson University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Clemson University graduates compare to all programs nationally
Clemson University graduates earn $59k, placing them in the 71th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in South Carolina
Finance and Financial Management Services bachelors's programs at peer institutions in South Carolina (10 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Clemson University | $58,876 | $71,621 | $20,000 | 0.34 |
| University of South Carolina-Columbia | $62,231 | $79,318 | $25,000 | 0.40 |
| Wofford College | $57,335 | $66,153 | $27,000 | 0.47 |
| College of Charleston | $54,634 | $82,260 | $22,500 | 0.41 |
| Coastal Carolina University | $46,911 | $53,842 | $26,000 | 0.55 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in South Carolina
Compare tuition, earnings, and debt across South Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of South Carolina-Columbia Columbia | $12,688 | $62,231 | $25,000 |
| Wofford College Spartanburg | $54,100 | $57,335 | $27,000 |
| College of Charleston Charleston | $12,978 | $54,634 | $22,500 |
| Coastal Carolina University Conway | $11,640 | $46,911 | $26,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Clemson University, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 139 graduates with reported earnings and 131 graduates with debt data. Small samples may not be representative.