Finance and Financial Management Services at University of South Carolina-Columbia
Bachelor's Degree
Analysis
University of South Carolina-Columbia's finance program stands out nationally, placing in the 81st percentile for graduate earnings while maintaining reasonable debt levels. With first-year graduates earning $62,231—well above the national median of $53,590—this program delivers strong immediate returns that continue growing to $79,318 by year four, representing solid 28% earnings growth.
Within South Carolina, the program performs respectably at the 60th percentile, though it trails Clemson slightly ($58,876 vs $62,231). The $25,000 median debt matches both the state median and sits in the favorable 35th percentile nationally, creating a debt-to-earnings ratio of just 0.40. This means graduates typically dedicate less than half their first-year salary to debt obligations—a manageable burden that becomes even more comfortable as earnings grow.
For parents evaluating this investment, USC-Columbia's finance program offers excellent value: strong national performance, reasonable costs, and healthy earnings trajectory. The combination of above-average starting salaries and continued growth through year four suggests graduates are securing quality positions with advancement potential. With robust sample size confirming these outcomes, this represents a solid choice for students interested in finance careers.
Where University of South Carolina-Columbia Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of South Carolina-Columbia graduates compare to all programs nationally
University of South Carolina-Columbia graduates earn $62k, placing them in the 81th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in South Carolina
Finance and Financial Management Services bachelors's programs at peer institutions in South Carolina (10 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of South Carolina-Columbia | $62,231 | $79,318 | $25,000 | 0.40 |
| Clemson University | $58,876 | $71,621 | $20,000 | 0.34 |
| Wofford College | $57,335 | $66,153 | $27,000 | 0.47 |
| College of Charleston | $54,634 | $82,260 | $22,500 | 0.41 |
| Coastal Carolina University | $46,911 | $53,842 | $26,000 | 0.55 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in South Carolina
Compare tuition, earnings, and debt across South Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Clemson University Clemson | $15,554 | $58,876 | $20,000 |
| Wofford College Spartanburg | $54,100 | $57,335 | $27,000 |
| College of Charleston Charleston | $12,978 | $54,634 | $22,500 |
| Coastal Carolina University Conway | $11,640 | $46,911 | $26,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Carolina-Columbia, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 466 graduates with reported earnings and 448 graduates with debt data. Small samples may not be representative.