Median Earnings (1yr)
$62,231
81st percentile (60th in SC)
Median Debt
$25,000
7% above national median
Debt-to-Earnings
0.40
Manageable
Sample Size
466
Adequate data

Analysis

University of South Carolina-Columbia's finance program stands out nationally, placing in the 81st percentile for graduate earnings while maintaining reasonable debt levels. With first-year graduates earning $62,231—well above the national median of $53,590—this program delivers strong immediate returns that continue growing to $79,318 by year four, representing solid 28% earnings growth.

Within South Carolina, the program performs respectably at the 60th percentile, though it trails Clemson slightly ($58,876 vs $62,231). The $25,000 median debt matches both the state median and sits in the favorable 35th percentile nationally, creating a debt-to-earnings ratio of just 0.40. This means graduates typically dedicate less than half their first-year salary to debt obligations—a manageable burden that becomes even more comfortable as earnings grow.

For parents evaluating this investment, USC-Columbia's finance program offers excellent value: strong national performance, reasonable costs, and healthy earnings trajectory. The combination of above-average starting salaries and continued growth through year four suggests graduates are securing quality positions with advancement potential. With robust sample size confirming these outcomes, this represents a solid choice for students interested in finance careers.

Where University of South Carolina-Columbia Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of South Carolina-ColumbiaOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of South Carolina-Columbia graduates compare to all programs nationally

University of South Carolina-Columbia graduates earn $62k, placing them in the 81th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in South Carolina

Finance and Financial Management Services bachelors's programs at peer institutions in South Carolina (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South Carolina-Columbia$62,231$79,318$25,0000.40
Clemson University$58,876$71,621$20,0000.34
Wofford College$57,335$66,153$27,0000.47
College of Charleston$54,634$82,260$22,5000.41
Coastal Carolina University$46,911$53,842$26,0000.55
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in South Carolina

Compare tuition, earnings, and debt across South Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Clemson University
Clemson
$15,554$58,876$20,000
Wofford College
Spartanburg
$54,100$57,335$27,000
College of Charleston
Charleston
$12,978$54,634$22,500
Coastal Carolina University
Conway
$11,640$46,911$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Carolina-Columbia, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 466 graduates with reported earnings and 448 graduates with debt data. Small samples may not be representative.