Analysis
College of Charleston's finance program starts graduates below the state median but delivers something more valuable: momentum. That $54,634 starting salary lags behind USC-Columbia and Clemson, landing in just the 40th percentile among South Carolina finance programs. But the 51% earnings jump to $82,260 by year four tells a different storyβone of graduates who gain traction quickly in their careers.
The $22,500 debt load sits comfortably below both state and national medians, creating a 0.41 debt-to-earnings ratio that parents should view favorably. A graduate carrying about five months' worth of starting salary in debt has breathing room to take career risks, relocate for opportunities, or invest in professional credentials. That flexibility matters in finance, where early career moves often determine long-term trajectories.
The tradeoff is clear: you're not buying the immediate prestige of USC's top-ranked program, but you're also not paying for it. If your student is willing to grind through analyst years at a regional bank or smaller firm, this program provides solid technical training at a manageable price point. The earnings trajectory suggests Charleston graduates close the gap with pricier alternatives within their first presidential election cycle post-graduation.
Where College of Charleston Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How College of Charleston graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| College of Charleston | $54,634 | $82,260 | +51% |
| University of South Carolina-Columbia | $62,231 | $79,318 | +27% |
| Clemson University | $58,876 | $71,621 | +22% |
| Wofford College | $57,335 | $66,153 | +15% |
| Coastal Carolina University | $46,911 | $53,842 | +15% |
Compare to Similar Programs in South Carolina
Finance and Financial Management Services bachelors's programs at peer institutions in South Carolina (10 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,978 | $54,634 | $82,260 | $22,500 | 0.41 | |
| $12,688 | $62,231 | $79,318 | $25,000 | 0.40 | |
| $15,554 | $58,876 | $71,621 | $20,000 | 0.34 | |
| $54,100 | $57,335 | $66,153 | $27,000 | 0.47 | |
| $11,640 | $46,911 | $53,842 | $26,000 | 0.55 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Charleston, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 73 graduates with reported earnings and 67 graduates with debt data. Small samples may not be representative.