Analysis
Cleveland State's social work program lands squarely in the middle of a crowded field—ranking at the 40th percentile among Ohio's 41 programs—but carries notably higher debt than most alternatives. With first-year earnings of $35,869 and debt of $33,000, graduates face a 0.92 debt-to-earnings ratio that's manageable but puts them at a disadvantage compared to peers at similar Ohio public universities. The gap is real: students at nearby programs like University of Cincinnati ($39,292) and University of Toledo ($39,254) earn roughly $3,500-4,000 more annually while typically carrying similar or lower debt loads.
The earnings trajectory offers modest reassurance, with income climbing 6% to $37,881 by year four. That's progress, though still below Ohio's median for social work programs. The concerning part is the starting position—earning about $2,000 less than the typical Ohio social work graduate while paying $6,000 more in debt than the state median. Given that Cleveland State's 95% admission rate suggests it's broadly accessible, families should ask whether this program justifies the premium when comparable public universities deliver better financial outcomes.
For students committed to social work in Cleveland specifically, the program may serve its purpose, but those with flexibility should look closely at Toledo, Cincinnati, or even Bowling Green, where the combination of higher earnings and competitive debt creates a stronger foundation for the typically modest-paying social work career path.
Where Cleveland State University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Cleveland State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Cleveland State University | $35,869 | $37,881 | +6% |
| Bowling Green State University-Main Campus | $40,959 | $45,206 | +10% |
| Cedarville University | $35,967 | $45,097 | +25% |
| Capital University | $44,344 | $44,174 | -0% |
| Wright State University-Main Campus | $39,926 | $44,078 | +10% |
Compare to Similar Programs in Ohio
Social Work bachelors's programs at peer institutions in Ohio (41 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,613 | $35,869 | $37,881 | $33,000 | 0.92 | |
| $41,788 | $44,344 | $44,174 | $43,038 | 0.97 | |
| $14,081 | $40,959 | $45,206 | $27,000 | 0.66 | |
| $11,188 | $39,926 | $44,078 | $28,250 | 0.71 | |
| $13,570 | $39,292 | $41,234 | $29,125 | 0.74 | |
| $12,377 | $39,254 | $42,056 | $31,000 | 0.79 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cleveland State University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 65 graduates with reported earnings and 137 graduates with debt data. Small samples may not be representative.