Analysis
Similar chemistry programs across Massachusetts suggest first-year earnings around $47,300—putting this estimate right at the state median but ahead of the $42,600 national benchmark. That's meaningful for a school with an 88% admission rate and strong Pell grant enrollment, where many families are weighing practical returns on educational investment.
The estimated $25,000 debt load mirrors both national and state norms for chemistry degrees, translating to a debt-to-earnings ratio of 0.53. This is manageable territory—roughly half a year's salary in debt for a STEM credential. Massachusetts chemistry programs vary widely in outcomes (from $46,600 to $62,500 at schools with reported data), but peer programs at this level typically produce steady, middle-class starting salaries that can support loan repayment without severe strain.
The real question is career trajectory. Chemistry bachelor's degrees often serve as stepping stones to graduate school, pharmacy programs, or specialized technical roles that require additional credentials. If your child plans to work immediately after graduation in lab tech or quality control positions, these estimated figures suggest solid footing. If graduate school is likely, factor in additional debt against potentially higher long-term earnings. The moderate debt here at least doesn't box them into impossible choices later.
Where College of Our Lady of the Elms Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Chemistry bachelors's programs at peer institutions in Massachusetts (41 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,061 | $47,313* | — | $24,992* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $11,978 | $49,439* | — | $27,000* | 0.55 | |
| $60,850 | $47,313* | $61,540 | $27,000* | 0.57 | |
| $64,946 | $46,641* | $61,613 | $25,484* | 0.55 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Our Lady of the Elms, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MA. Actual outcomes may vary.