Analysis
A computer science bachelor's degree with an estimated $23,000 in debt against first-year earnings around $72,000βbased on what similar Massachusetts programs reportβdelivers a debt burden manageable within months rather than years. That 0.32 debt-to-earnings ratio sits comfortably below the warning threshold, though parents should recognize we're working with state averages here, not actual outcomes from Elms College graduates.
The estimated earnings figure matches the Massachusetts median exactly, which places typical computer science grads in this state well above the $61,000 national benchmark. However, the state's top programs show a wide spread: Northeastern and Wellesley graduates earn $100,000-plus in their first year, while even UMass Dartmouth reports nearly $78,000. Where Elms falls within that range remains unclear given the lack of school-specific data.
For a relatively accessible program (88% admission rate) serving a substantial population of Pell grant recipients, the estimated debt level is notably lower than both state and national medians for computer science degrees. If these estimates hold for actual graduates, you're looking at a degree that opens doors in a high-demand field without crushing debt. The caveat: with no reported outcomes for this specific program, you're betting on Elms matching the performance of peer institutions rather than having proof it does.
Where College of Our Lady of the Elms Stands
Earnings vs. debt across all computer and information sciences bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Computer and Information Sciences bachelors's programs at peer institutions in Massachusetts (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,061 | $72,227* | β | $23,001* | β | |
| $63,141 | $115,587* | $132,227 | $23,001* | 0.20 | |
| β | $115,587* | $132,227 | $23,001* | 0.20 | |
| $64,320 | $100,644* | $132,277 | $13,350* | 0.13 | |
| $11,884 | $80,332* | $93,144 | $22,500* | 0.28 | |
| $15,208 | $77,970* | $90,180 | $27,000* | 0.35 | |
| National Median | β | $61,322* | β | $25,000* | 0.41 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Our Lady of the Elms, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in MA. Actual outcomes may vary.