Analysis
An estimated $12,500 in debt for an associate's degree in computer science sits below both the national median for this field ($14,932) and Maryland's median ($11,301)βa reasonable financing picture if the earnings potential holds up. Similar two-year computer programs nationally produce median first-year earnings around $36,000, which translates to a debt-to-earnings ratio of 0.35. That's manageable, meaning graduates could potentially pay off their loans within a year or two of focused repayment.
The uncertainty here matters because Maryland's tech market varies dramatically by proximity to the D.C. corridor and Baltimore. College of Southern Maryland sits in Southern Maryland, where IT jobs exist but may not match the concentration or salaries found closer to major metro areas. Two-year computer programs can lead to help desk roles, network support positions, or serve as stepping stones toward bachelor's degreesβbut outcomes depend heavily on local employer demand and whether graduates stay in the area or commute to higher-paying markets.
The estimated figures suggest a low-risk investment compared to many associate's programs, but without actual graduate outcomes from this school, you're betting on the national pattern holding true locally. If your child plans to continue to a four-year degree, this could be an affordable start. If they're aiming to work immediately after graduation, investigate whether Southern Maryland's job market supports entry-level tech roles at these salary levels.
Where College of Southern Maryland Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,200 | $35,761* | β | $12,500* | β | |
| $5,550 | $60,163* | β | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | β | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | β | $35,760* | β | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Southern Maryland, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.