Analysis
College of the Ozarks operates a distinctive work-study model where students work on campus in exchange for tuition, which typically keeps debt lower than traditional schools. Yet based on comparable biochemistry programs nationally, graduates here might still face around $25,500 in debt—slightly above the national median—while earning roughly $38,000 in their first year. That's notably below what similar programs in Missouri typically produce ($45,000), and well under what University of Missouri-Columbia and UMSL graduates earn. The 0.67 debt-to-earnings ratio suggests manageable payments, but the earnings gap with other Missouri programs is substantial enough to matter over a career.
The school's highly selective admissions (15% acceptance rate) and significant Pell grant population (44%) point to capable, often first-generation students who could potentially compete for admission at higher-earning programs elsewhere in the state. For families banking on biochemistry leading to immediate graduate school or professional programs, the earnings estimate may be less concerning. But for students planning to work after graduation—particularly those needing to start loan repayment—the combination of below-state-average earnings and above-national-median debt deserves careful consideration against other Missouri options that appear to deliver stronger early-career outcomes in this field.
Where College of the Ozarks Stands
Earnings vs. debt across all biochemistry, biophysics and molecular biology bachelors's programs nationally
Compare to Similar Programs in Missouri
Biochemistry, Biophysics and Molecular Biology bachelors's programs at peer institutions in Missouri (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $21,290 | $38,037* | — | $25,489* | — | |
| $13,440 | $49,509* | $52,427 | $27,316* | 0.55 | |
| $14,130 | $40,492* | $44,301 | $25,437* | 0.63 | |
| National Median | — | $38,036* | — | $23,000* | 0.60 |
Career Paths
Occupations commonly associated with biochemistry, biophysics and molecular biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Biochemists and Biophysicists
Medical Scientists, Except Epidemiologists
Microbiologists
Biological Science Teachers, Postsecondary
Biological Technicians
Food Science Technicians
Biological Scientists, All Other
Bioinformatics Scientists
Molecular and Cellular Biologists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of the Ozarks, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 136 similar programs. Actual outcomes may vary.