Analysis
Columbia College's psychology program manages an impressive feat: graduates earn more than 80% of psychology bachelor's programs nationwide while carrying relatively manageable debt. At $35,685 in the first year, earnings exceed the national median by over $4,000 and land solidly above Missouri's state median. The debt load of $29,300 is higher than typical for psychology programs, but the 0.82 debt-to-earnings ratio means graduates owe less than a year's salary—a threshold many financial advisors consider reasonable.
The program ranks in the 60th percentile among Missouri's 39 psychology programs, placing it slightly above average in a competitive state market. Schools like Avila and Central Methodist edge ahead by roughly $1,000 annually, but the differences are modest enough that other factors like location, financial aid packages, and program fit should weigh heavily in the decision. With 44% of students receiving Pell grants, Columbia College serves many working-class families successfully.
The concern here is minimal earnings growth—just 3% over four years—which suggests graduates may hit their ceiling quickly in entry-level roles. For a family comfortable with the debt level and prioritizing a psychology degree that performs above national averages, this program delivers solid value. Just understand that breaking into higher-earning roles may require graduate education, which is common for psychology graduates regardless of undergraduate institution.
Where Columbia College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Columbia College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Columbia College | $35,685 | $36,673 | +3% |
| Saint Louis University | $34,295 | $48,468 | +41% |
| Avila University | $36,957 | $44,838 | +21% |
| University of Missouri-Columbia | $33,794 | $44,511 | +32% |
| Rockhurst University | $36,152 | $44,389 | +23% |
Compare to Similar Programs in Missouri
Psychology bachelors's programs at peer institutions in Missouri (39 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $24,326 | $35,685 | $36,673 | $29,300 | 0.82 | |
| $38,672 | $36,957 | $44,838 | $31,000 | 0.84 | |
| $27,140 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $6,960 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $43,420 | $36,152 | $44,389 | $25,000 | 0.69 | |
| $8,400 | $34,647 | $34,605 | $23,609 | 0.68 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Columbia College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 98 graduates with reported earnings and 153 graduates with debt data. Small samples may not be representative.