Median Earnings (1yr)
$35,685
82nd percentile (60th in MO)
Median Debt
$29,300
15% above national median
Debt-to-Earnings
0.82
Manageable
Sample Size
98
Adequate data

Analysis

Columbia College's psychology program manages an impressive feat: graduates earn more than 80% of psychology bachelor's programs nationwide while carrying relatively manageable debt. At $35,685 in the first year, earnings exceed the national median by over $4,000 and land solidly above Missouri's state median. The debt load of $29,300 is higher than typical for psychology programs, but the 0.82 debt-to-earnings ratio means graduates owe less than a year's salary—a threshold many financial advisors consider reasonable.

The program ranks in the 60th percentile among Missouri's 39 psychology programs, placing it slightly above average in a competitive state market. Schools like Avila and Central Methodist edge ahead by roughly $1,000 annually, but the differences are modest enough that other factors like location, financial aid packages, and program fit should weigh heavily in the decision. With 44% of students receiving Pell grants, Columbia College serves many working-class families successfully.

The concern here is minimal earnings growth—just 3% over four years—which suggests graduates may hit their ceiling quickly in entry-level roles. For a family comfortable with the debt level and prioritizing a psychology degree that performs above national averages, this program delivers solid value. Just understand that breaking into higher-earning roles may require graduate education, which is common for psychology graduates regardless of undergraduate institution.

Where Columbia College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Columbia CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Columbia College graduates compare to all programs nationally

Columbia College graduates earn $36k, placing them in the 82th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Columbia College$35,685$36,673$29,3000.82
Avila University$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and Sciences$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended Studies$36,323$36,984$25,2300.69
Rockhurst University$36,152$44,389$25,0000.69
Missouri Southern State University$34,647$34,605$23,6090.68
National Median$31,482—$25,5000.81

Other Psychology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Avila University
Kansas City
$38,672$36,957$31,000
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$36,323$25,230
Central Methodist University-College of Graduate and Extended Studies
Fayette
$6,960$36,323$25,230
Rockhurst University
Kansas City
$43,420$36,152$25,000
Missouri Southern State University
Joplin
$8,400$34,647$23,609

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Columbia College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 98 graduates with reported earnings and 153 graduates with debt data. Small samples may not be representative.