Analysis
Missouri Southern State's psychology program places graduates in the 75th percentile nationally for earnings—a solid achievement for a school with nearly open admissions. First-year earnings of $34,647 beat both the national median ($31,482) and Missouri's typical psychology graduate ($32,224), while debt loads of $23,609 come in lower than state and national norms. That 0.68 debt-to-earnings ratio is manageable, meaning graduates owe less than what they'll earn in their first year.
The major red flag here is zero earnings growth between years one and four, suggesting graduates may hit a ceiling quickly without additional credentials. However, the small sample size (under 30 graduates tracked) makes this pattern less reliable—it could reflect a few individuals' circumstances rather than a systemic issue. Among Missouri's 39 psychology programs, this ranks solidly in the 60th percentile, trailing top-tier private schools like Avila and Rockhurst by just $2,000-2,300 annually but doing so at a fraction of their cost.
For families prioritizing affordability and solid initial employment outcomes, this program delivers value. Just understand that psychology bachelor's degrees typically require graduate school for higher-paying career paths. The low debt load here actually positions graduates well for that next step, avoiding the burden that could make advanced degrees financially unfeasible.
Where Missouri Southern State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Missouri Southern State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Missouri Southern State University | $34,647 | $34,605 | -0% |
| Saint Louis University | $34,295 | $48,468 | +41% |
| Avila University | $36,957 | $44,838 | +21% |
| University of Missouri-Columbia | $33,794 | $44,511 | +32% |
| Rockhurst University | $36,152 | $44,389 | +23% |
Compare to Similar Programs in Missouri
Psychology bachelors's programs at peer institutions in Missouri (39 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,400 | $34,647 | $34,605 | $23,609 | 0.68 | |
| $38,672 | $36,957 | $44,838 | $31,000 | 0.84 | |
| $27,140 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $6,960 | $36,323 | $36,984 | $25,230 | 0.69 | |
| $43,420 | $36,152 | $44,389 | $25,000 | 0.69 | |
| $24,326 | $35,685 | $36,673 | $29,300 | 0.82 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri Southern State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 29 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.