Median Earnings (1yr)
$34,647
75th percentile (60th in MO)
Median Debt
$23,609
7% below national median
Debt-to-Earnings
0.68
Manageable
Sample Size
29
Limited data

Analysis

Missouri Southern State's psychology program places graduates in the 75th percentile nationally for earnings—a solid achievement for a school with nearly open admissions. First-year earnings of $34,647 beat both the national median ($31,482) and Missouri's typical psychology graduate ($32,224), while debt loads of $23,609 come in lower than state and national norms. That 0.68 debt-to-earnings ratio is manageable, meaning graduates owe less than what they'll earn in their first year.

The major red flag here is zero earnings growth between years one and four, suggesting graduates may hit a ceiling quickly without additional credentials. However, the small sample size (under 30 graduates tracked) makes this pattern less reliable—it could reflect a few individuals' circumstances rather than a systemic issue. Among Missouri's 39 psychology programs, this ranks solidly in the 60th percentile, trailing top-tier private schools like Avila and Rockhurst by just $2,000-2,300 annually but doing so at a fraction of their cost.

For families prioritizing affordability and solid initial employment outcomes, this program delivers value. Just understand that psychology bachelor's degrees typically require graduate school for higher-paying career paths. The low debt load here actually positions graduates well for that next step, avoiding the burden that could make advanced degrees financially unfeasible.

Where Missouri Southern State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Missouri Southern State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Missouri Southern State University graduates compare to all programs nationally

Missouri Southern State University graduates earn $35k, placing them in the 75th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Psychology bachelors's programs at peer institutions in Missouri (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Missouri Southern State University$34,647$34,605$23,6090.68
Avila University$36,957$44,838$31,0000.84
Central Methodist University-College of Liberal Arts and Sciences$36,323$36,984$25,2300.69
Central Methodist University-College of Graduate and Extended Studies$36,323$36,984$25,2300.69
Rockhurst University$36,152$44,389$25,0000.69
Columbia College$35,685$36,673$29,3000.82
National Median$31,482$25,5000.81

Other Psychology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Avila University
Kansas City
$38,672$36,957$31,000
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$36,323$25,230
Central Methodist University-College of Graduate and Extended Studies
Fayette
$6,960$36,323$25,230
Rockhurst University
Kansas City
$43,420$36,152$25,000
Columbia College
Columbia
$24,326$35,685$29,300

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Missouri Southern State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.