Median Earnings (1yr)
$46,812
18th percentile (40th in GA)
Median Debt
$25,488
9% above national median
Debt-to-Earnings
0.54
Manageable
Sample Size
27
Limited data

Analysis

Columbus State's finance program sits squarely in the middle of Georgia's options—literally at the 40th percentile statewide—but that ranking becomes concerning when you see the actual numbers. At $46,812 in first-year earnings, graduates trail not just UGA ($67,444) but also Georgia State, Kennesaw State, and even University of West Georgia. They're earning about $4,200 less than the Georgia median and nearly $7,000 below the national benchmark.

The debt load of $25,488 is manageable, creating a debt-to-earnings ratio of 0.54 that keeps monthly payments reasonable. The 7% earnings growth to year four suggests steady career progression, reaching $49,844—though that still lags behind what competitors' graduates earn in their first year out of school. For a finance degree from Columbus State, you're looking at roughly $20,000 less annually than a UGA grad and $6,500 less than someone from Georgia State.

The critical caveat here is the small sample size (under 30 graduates), which means these numbers could swing significantly year to year. But given Columbus State's 99% admission rate and modest academic profile, the lower earnings trajectory aligns with the institution's broader positioning. If your child can get into Georgia State or Kennesaw State—both of which show substantially stronger outcomes—those would be safer bets for a finance career.

Where Columbus State University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Columbus State UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Columbus State University graduates compare to all programs nationally

Columbus State University graduates earn $47k, placing them in the 18th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Georgia

Finance and Financial Management Services bachelors's programs at peer institutions in Georgia (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Columbus State University$46,812$49,844$25,4880.54
University of Georgia$67,444$81,652$20,2990.30
Georgia State University$56,344$65,600$24,2500.43
Kennesaw State University$54,428$63,121$25,0000.46
University of West Georgia$52,078$61,509$25,5710.49
University of North Georgia$51,044$62,580$16,6500.33
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Georgia

Compare tuition, earnings, and debt across Georgia schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Georgia
Athens
$11,180$67,444$20,299
Georgia State University
Atlanta
$8,478$56,344$24,250
Kennesaw State University
Kennesaw
$5,786$54,428$25,000
University of West Georgia
Carrollton
$5,971$52,078$25,571
University of North Georgia
Dahlonega
$5,009$51,044$16,650

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Columbus State University, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.