Median Earnings (1yr)
$52,078
42nd percentile (60th in GA)
Median Debt
$25,571
10% above national median
Debt-to-Earnings
0.49
Manageable
Sample Size
63
Adequate data

Analysis

University of West Georgia's finance program delivers solid returns that outperform most Georgia competitors, despite earning below the national average. With first-year earnings of $52,078 and debt of just $25,571, graduates face manageable financial obligations—a debt-to-earnings ratio of 0.49 means they're borrowing less than half their first-year salary. More importantly, this program ranks in the 60th percentile among Georgia schools while keeping debt in the 29th percentile nationally, making it a relatively efficient option for in-state students.

The standout feature here is the trajectory: earnings climb 18% to $61,509 by year four, surpassing the national 75th percentile for finance programs. That's notable growth that suggests graduates are landing roles with real advancement potential. While University of Georgia's finance grads earn $15,000 more initially, West Georgia's lower debt burden and strong earnings progression narrow that gap considerably over time. For families prioritizing affordability without sacrificing career outcomes, this represents a practical middle ground in Georgia's finance education landscape.

The takeaway? This program won't catapult students into top-tier finance careers immediately, but it provides legitimate entry into the field at a cost that won't burden them for years. The combination of below-average debt and above-average state performance makes this a sensible choice for students who can't or won't pay UGA's price tag but still want legitimate finance credentials.

Where University of West Georgia Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

University of West GeorgiaOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of West Georgia graduates compare to all programs nationally

University of West Georgia graduates earn $52k, placing them in the 42th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Georgia

Finance and Financial Management Services bachelors's programs at peer institutions in Georgia (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of West Georgia$52,078$61,509$25,5710.49
University of Georgia$67,444$81,652$20,2990.30
Georgia State University$56,344$65,600$24,2500.43
Kennesaw State University$54,428$63,121$25,0000.46
University of North Georgia$51,044$62,580$16,6500.33
Georgia Southern University$50,753$61,615$24,6560.49
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Georgia

Compare tuition, earnings, and debt across Georgia schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Georgia
Athens
$11,180$67,444$20,299
Georgia State University
Atlanta
$8,478$56,344$24,250
Kennesaw State University
Kennesaw
$5,786$54,428$25,000
University of North Georgia
Dahlonega
$5,009$51,044$16,650
Georgia Southern University
Statesboro
$5,905$50,753$24,656

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of West Georgia, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 63 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.