Median Earnings (1yr)
$52,078
42nd percentile
60th percentile in Georgia
Median Debt
$25,571
10% above national median

Analysis

University of West Georgia's finance program delivers solid returns that outperform most Georgia competitors, despite earning below the national average. With first-year earnings of $52,078 and debt of just $25,571, graduates face manageable financial obligationsβ€”a debt-to-earnings ratio of 0.49 means they're borrowing less than half their first-year salary. More importantly, this program ranks in the 60th percentile among Georgia schools while keeping debt in the 29th percentile nationally, making it a relatively efficient option for in-state students.

The standout feature here is the trajectory: earnings climb 18% to $61,509 by year four, surpassing the national 75th percentile for finance programs. That's notable growth that suggests graduates are landing roles with real advancement potential. While University of Georgia's finance grads earn $15,000 more initially, West Georgia's lower debt burden and strong earnings progression narrow that gap considerably over time. For families prioritizing affordability without sacrificing career outcomes, this represents a practical middle ground in Georgia's finance education landscape.

The takeaway? This program won't catapult students into top-tier finance careers immediately, but it provides legitimate entry into the field at a cost that won't burden them for years. The combination of below-average debt and above-average state performance makes this a sensible choice for students who can't or won't pay UGA's price tag but still want legitimate finance credentials.

Where University of West Georgia Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of West Georgia graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of West Georgia$52,078$61,509+18%
University of Georgia$67,444$81,652+21%
Georgia State University$56,344$65,600+16%
Kennesaw State University$54,428$63,121+16%
University of North Georgia$51,044$62,580+23%

Compare to Similar Programs in Georgia

Finance and Financial Management Services bachelors's programs at peer institutions in Georgia (16 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of West GeorgiaCarrollton$5,971$52,078$61,509$25,5710.49
University of GeorgiaAthens$11,180$67,444$81,652$20,2990.30
Georgia State UniversityAtlanta$8,478$56,344$65,600$24,2500.43
Kennesaw State UniversityKennesaw$5,786$54,428$63,121$25,0000.46
University of North GeorgiaDahlonega$5,009$51,044$62,580$16,6500.33
Georgia Southern UniversityStatesboro$5,905$50,753$61,615$24,6560.49
National Medianβ€”$53,590β€”$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of West Georgia, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 63 graduates with reported earnings and 74 graduates with debt data. Small samples may not be representative.