Finance and Financial Management Services at University of North Georgia

University of North Georgia's finance program delivers exactly what middle-tier state schools are supposed to provide: below-average earnings with exceptionally low debt. With just $16,650 in median debt—less than a third of what finance graduates at most Georgia schools carry—this becomes one of the state's better values even though first-year earnings of $51,044 lag behind programs at Georgia and Georgia State by significant margins. The 60th percentile state ranking shows UNG performing respectably among Georgia finance programs, sitting between major urban programs and regional competitors.

The debt situation deserves emphasis because it dramatically changes the investment calculus. While graduates earn roughly $11,000 less initially than peers from the University of Georgia, they also graduate with about $25,000 less debt—meaning their net financial position at graduation may actually be stronger. The reasonable 23% earnings growth over four years to $62,580 suggests graduates find their footing in finance careers, even if they're not landing the highest-paying positions immediately.

For families weighing cost against outcomes, this program makes sense if your child isn't getting into UGA or Georgia State. The combination of manageable debt and solid mid-career earnings creates a financial foundation without the burden that finance graduates from many Georgia schools face. Just understand you're trading some earning potential for financial safety.