Business/Commerce at Community College of Vermont
Associate's Degree
Analysis
Community College of Vermont's business program sits right in the middle—not a standout performer, but not a disaster either. Graduates earn about $37,300 initially, barely above the national average for associate-level business programs, with modest growth to $38,900 after four years. In Vermont's limited landscape of three schools offering this degree, CCV lands at the 60th percentile, meaning it performs slightly better than the state median. More notably, students here graduate with $11,000 in debt compared to Vermont's typical $17,800 for similar programs—a meaningful advantage that translates to a manageable 0.29 debt-to-earnings ratio.
The real question is whether these earnings justify even two years of school. At under $40,000 after four years in the workforce, graduates aren't seeing the income trajectory many parents expect from a business degree. The 4% earnings growth is essentially flat when you account for inflation. This suggests the degree opens doors to entry-level positions but may not create a strong launch pad for advancement.
For Vermont families, the lower debt burden is genuine value, especially since many alternatives would mean significantly higher borrowing. But with a sample size under 30 graduates, these numbers could swing considerably year to year. If your child is committed to staying in Vermont and needs an affordable credential to enter the workforce quickly, this works. If they're aiming for management or higher earnings potential, a bachelor's degree—even if it takes longer—will likely prove necessary.
Where Community College of Vermont Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Community College of Vermont graduates compare to all programs nationally
Community College of Vermont graduates earn $37k, placing them in the 53th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Vermont
Business/Commerce associates's programs at peer institutions in Vermont (3 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Community College of Vermont | $37,307 | $38,942 | $11,000 | 0.29 |
| National Median | $36,591 | — | $13,437 | 0.37 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Community College of Vermont, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.