Analysis
A debt-to-earnings ratio of 0.44 signals a manageable financial start for a mathematics degree. Similar bachelor's programs nationally suggest graduates earn around $49,000 in their first year while carrying roughly $21,500 in debt—meaning the typical borrower could pay off their loans in well under a year if they prioritized it. For a STEM credential, this represents a relatively modest debt load paired with steady, though not spectacular, entry-level compensation.
The challenge here is that we're working entirely from national patterns since Concord's program is too small for the government to report specific outcomes. What peer mathematics programs show is solid middle-class earning potential, but West Virginia's job market for math majors differs significantly from coastal tech hubs. The state's economy skews toward healthcare, education, and energy—fields where a math degree can open doors to analytics or teaching roles, but perhaps not the high-paying tech positions that drive national medians upward.
The bottom line: If your child plans to stay in West Virginia, verify what alumni from this specific program are actually doing. Nearly half of Concord's students qualify for Pell grants, suggesting many families can't afford career missteps. The math works on paper based on what similar programs produce nationally, but you need real employment outcomes from this school—not estimates—before committing.
Where Concord University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs Nationally
Mathematics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,700 | $48,772* | — | $21,498* | — | |
| $65,805 | $121,088* | $99,927 | $13,000* | 0.11 | |
| $67,844 | $110,512* | — | $17,750* | 0.16 | |
| $60,156 | $109,288* | $180,882 | $10,003* | 0.09 | |
| $65,739 | $108,255* | $124,017 | $11,617* | 0.11 | |
| $63,946 | $103,812* | $125,955 | $10,000* | 0.10 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concord University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.