Median Earnings (1yr)
$20,993
5th percentile
25th percentile in West Virginia
Median Debt
$15,648
39% below national median

Analysis

This program's small sample size makes drawing definitive conclusions difficult, but the available data points to significant financial challenges. Concord's psychology graduates earn just $20,993 one year after graduation—less than half the national median of $31,482 and roughly $8,000 below West Virginia's state median. Even within West Virginia, where psychology earnings trail national averages, this program ranks in just the 25th percentile. To put it bluntly: three-quarters of psychology programs in the state produce better initial outcomes.

The debt burden compounds the problem. At $15,648, graduates owe relatively little in absolute terms (the national median is $25,500), yet this represents 75% of their first-year income—a ratio that typically signals repayment struggles. The strong earnings growth to $32,751 by year four is encouraging and suggests graduates eventually find better footing, but those early years matter enormously for loan repayment and financial stability.

With Concord's 90% admission rate and nearly half of students on Pell grants, this serves an access mission for first-generation and lower-income West Virginians. That's valuable. But parents should understand their child would likely be starting $10,000+ behind peers at Marshall, Shepherd, or American Public University System—schools charging similar tuition. If psychology is the goal, other in-state options appear to offer meaningfully better returns on investment.

Where Concord University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Concord University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Concord University$20,993$32,751+56%
American Public University System$39,655$44,912+13%
Shepherd University$31,282$42,528+36%
West Virginia University$28,879$41,351+43%
West Virginia University Institute of Technology$28,879$41,351+43%

Compare to Similar Programs in West Virginia

Psychology bachelors's programs at peer institutions in West Virginia (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concord UniversityAthens$9,700$20,993$32,751$15,6480.75
American Public University SystemCharles Town$8,400$39,655$44,912$31,9730.81
Shepherd UniversityShepherdstown$8,642$31,282$42,528$22,5000.72
Marshall UniversityHuntington$8,942$30,864$36,901$26,0000.84
Fairmont State UniversityFairmont$8,454$29,307$36,992$26,0000.89
West Virginia UniversityMorgantown$9,648$28,879$41,351$23,3280.81
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concord University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.