Median Earnings (1yr)
$48,474
60th percentile (40th in MN)
Median Debt
$26,854
3% above national median
Debt-to-Earnings
0.55
Manageable
Sample Size
79
Adequate data

Analysis

Concordia College at Moorhead graduates earning $48,474 in their first year lag behind the Minnesota median of $52,469—a gap that matters when you're comparing in-state options. This program ranks in just the 40th percentile among Minnesota business schools, meaning 60% of comparable state programs deliver stronger initial returns. For context, graduates from University of Minnesota-Twin Cities start around $66,000, while even Rasmussen's business grads begin near $60,000.

The bright spot here is trajectory: earnings jump 38% to nearly $67,000 by year four, which closes much of that initial gap and pushes graduates well above the national median. The debt burden of $26,854 is also manageable—it's actually slightly below both state and national averages, translating to a healthy 0.55 debt-to-earnings ratio. You won't find many business programs with lower debt loads.

Here's the practical question: is it worth accepting lower starting pay for solid four-year growth? If your child plans to stay in Minnesota, they'll be competing against graduates from programs that offer both stronger starting salaries and similar debt levels. The value here depends heavily on whether they can leverage Concordia's network and whether they're willing to be patient through those earlier career years. For families prioritizing immediate post-graduation income or considering private sector roles in the Twin Cities, stronger in-state alternatives exist.

Where Concordia College at Moorhead Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Concordia College at MoorheadOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia College at Moorhead graduates compare to all programs nationally

Concordia College at Moorhead graduates earn $48k, placing them in the 60th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Business Administration, Management and Operations bachelors's programs at peer institutions in Minnesota (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia College at Moorhead$48,474$66,985$26,8540.55
Capella University$68,701$72,613$33,7500.49
University of Minnesota-Twin Cities$65,996$75,971$20,1600.31
Rasmussen University-Minnesota$59,693$56,566$37,3150.63
Concordia University-Saint Paul$59,044$63,736$27,0000.46
University of Minnesota-Crookston$58,805$72,627$27,4340.47
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Capella University
Minneapolis
$14,436$68,701$33,750
University of Minnesota-Twin Cities
Minneapolis
$16,488$65,996$20,160
Rasmussen University-Minnesota
St. Cloud
$10,899$59,693$37,315
Concordia University-Saint Paul
Saint Paul
$25,000$59,044$27,000
University of Minnesota-Crookston
Crookston
$13,120$58,805$27,434

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 79 graduates with reported earnings and 84 graduates with debt data. Small samples may not be representative.