Business Administration, Management and Operations at Concordia College at Moorhead
Bachelor's Degree
Analysis
Concordia College at Moorhead graduates earning $48,474 in their first year lag behind the Minnesota median of $52,469—a gap that matters when you're comparing in-state options. This program ranks in just the 40th percentile among Minnesota business schools, meaning 60% of comparable state programs deliver stronger initial returns. For context, graduates from University of Minnesota-Twin Cities start around $66,000, while even Rasmussen's business grads begin near $60,000.
The bright spot here is trajectory: earnings jump 38% to nearly $67,000 by year four, which closes much of that initial gap and pushes graduates well above the national median. The debt burden of $26,854 is also manageable—it's actually slightly below both state and national averages, translating to a healthy 0.55 debt-to-earnings ratio. You won't find many business programs with lower debt loads.
Here's the practical question: is it worth accepting lower starting pay for solid four-year growth? If your child plans to stay in Minnesota, they'll be competing against graduates from programs that offer both stronger starting salaries and similar debt levels. The value here depends heavily on whether they can leverage Concordia's network and whether they're willing to be patient through those earlier career years. For families prioritizing immediate post-graduation income or considering private sector roles in the Twin Cities, stronger in-state alternatives exist.
Where Concordia College at Moorhead Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Concordia College at Moorhead graduates compare to all programs nationally
Concordia College at Moorhead graduates earn $48k, placing them in the 60th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Business Administration, Management and Operations bachelors's programs at peer institutions in Minnesota (33 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Concordia College at Moorhead | $48,474 | $66,985 | $26,854 | 0.55 |
| Capella University | $68,701 | $72,613 | $33,750 | 0.49 |
| University of Minnesota-Twin Cities | $65,996 | $75,971 | $20,160 | 0.31 |
| Rasmussen University-Minnesota | $59,693 | $56,566 | $37,315 | 0.63 |
| Concordia University-Saint Paul | $59,044 | $63,736 | $27,000 | 0.46 |
| University of Minnesota-Crookston | $58,805 | $72,627 | $27,434 | 0.47 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Capella University Minneapolis | $14,436 | $68,701 | $33,750 |
| University of Minnesota-Twin Cities Minneapolis | $16,488 | $65,996 | $20,160 |
| Rasmussen University-Minnesota St. Cloud | $10,899 | $59,693 | $37,315 |
| Concordia University-Saint Paul Saint Paul | $25,000 | $59,044 | $27,000 |
| University of Minnesota-Crookston Crookston | $13,120 | $58,805 | $27,434 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 79 graduates with reported earnings and 84 graduates with debt data. Small samples may not be representative.