Analysis
Based on comparable chemistry programs in Minnesota, graduates here can expect first-year earnings around $46,000—right at the state median and notably above the national benchmark of $42,600. What makes this program stand out, however, is the debt load: $27,000 puts Concordia in the 5th percentile nationally, meaning 95% of chemistry bachelor's programs saddle students with more debt. That's a meaningful advantage for a mid-tier private college.
The debt-to-earnings ratio of 0.59 suggests manageable repayment, with first-year salary covering nearly twice the total debt. While we can't know this specific program's actual outcomes due to small graduate samples, Minnesota's chemistry programs cluster fairly tightly around $44,000-$47,000, with only Hamline notably higher at $50,000. This consistency across the state—from large public universities to selective liberal arts colleges—suggests Concordia's graduates likely land in a similar range.
The real question is whether the private college experience justifies even this relatively modest debt when compared to public alternatives like UMN-Duluth, which produces similar earnings at presumably lower cost for in-state students. For families who value Concordia's smaller class sizes and its established track record (20% Pell enrollment suggests reasonable financial aid), the debt burden here won't derail a chemistry career. Just recognize you're betting on peer program patterns, not verified outcomes for this specific cohort.
Where Concordia College at Moorhead Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Minnesota
Chemistry bachelors's programs at peer institutions in Minnesota (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $30,020 | $46,063* | — | $27,000 | — | |
| $48,311 | $50,007* | — | — | — | |
| $16,488 | $47,451* | $64,031 | $21,158 | 0.45 | |
| $14,318 | $44,674* | $66,981 | $22,500 | 0.50 | |
| $56,970 | $44,020* | $57,761 | $24,988 | 0.57 | |
| National Median | — | $42,581* | — | $24,000 | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MN. Actual outcomes may vary.