Social Work at Concordia College at Moorhead

Based on comparable social work programs in Minnesota, Concordia graduates appear to track right with the state median—an estimated $44,546 in the first year, rising to $53,049 by year four. That four-year jump is encouraging and suggests the credential holds value beyond entry-level positions. At $27,000 in debt, borrowers would face payments around $300 monthly on a standard plan, consuming roughly 8% of that first-year income—manageable but not trivial.

What matters here is context: social work is a helping profession with modest but stable earnings nationwide. Concordia's estimated outcomes align closely with state peers like Saint Scholastica and Bethel, and the program performs well above the national median of $37,296. The debt load sits squarely at Minnesota's typical level for this degree, meaning families aren't paying a premium for Concordia's smaller campus environment.

The real question is career trajectory. That $8,500 earnings increase between years one and four suggests graduates find their footing, likely moving into specialized roles or clinical positions that require licensure. For a student drawn to social work specifically—not treating this as a fallback—the numbers work. The debt is reasonable for the field, and while no one enters social work expecting six figures, the stability and growth potential here look solid based on how similar Minnesota programs perform.