Median Earnings (1yr)
$51,908
42nd percentile (40th in MI)
Median Debt
$27,000
8% above national median
Debt-to-Earnings
0.52
Manageable
Sample Size
36
Adequate data

Analysis

Concordia's accounting graduates start slightly below the Michigan average but show something more important: 31% earnings growth over four years, climbing from $51,908 to nearly $68,000. That growth trajectory matters more than the modest starting point, suggesting graduates are building solid careers even if they're not landing at Big Four firms immediately.

The debt picture is actually favorable here. At $27,000—roughly equivalent to a modest car loan—the debt-to-earnings ratio of 0.52 means graduates owe just over half their first-year salary. That's manageable territory, especially compared to accounting programs at some Michigan private colleges where debt can exceed $35,000. The program ranks in the 40th percentile statewide for earnings, which means it's solidly middle-of-the-pack among Michigan's 37 accounting programs—not competing with Michigan State's $66,000 starters, but not struggling either.

The practical reality: your child would graduate with reasonable debt and enter a career track that shows consistent upward momentum. Accounting offers stable demand, and Concordia's graduates appear to be finding their footing and advancing. For families prioritizing manageable debt over prestige, this represents a pragmatic path into the profession. The earnings trajectory suggests employers value the credentials once graduates get experience.

Where Concordia University Ann Arbor Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Concordia University Ann ArborOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia University Ann Arbor graduates compare to all programs nationally

Concordia University Ann Arbor graduates earn $52k, placing them in the 42th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Accounting bachelors's programs at peer institutions in Michigan (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia University Ann Arbor$51,908$67,933$27,0000.52
Michigan State University$65,965$75,633$23,2500.35
Aquinas College$63,311———
Central Michigan University$62,430$65,971$29,0000.46
Albion College$62,266—$27,0000.43
Walsh College$61,960$59,351$21,5870.35
National Median$53,694—$25,0000.47

Other Accounting Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Michigan State University
East Lansing
$15,988$65,965$23,250
Aquinas College
Grand Rapids
$38,520$63,311—
Central Michigan University
Mount Pleasant
$14,190$62,430$29,000
Albion College
Albion
$55,746$62,266$27,000
Walsh College
Troy
—$61,960$21,587

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University Ann Arbor, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 36 graduates with reported earnings and 35 graduates with debt data. Small samples may not be representative.