Analysis
In Michigan, mathematics bachelor's programs show considerable spread—from $45,000 at Grand Valley to over $80,000 at U-M. Similar programs across the state suggest Concordia's graduates might expect around $48,000 in first-year earnings, putting them in the middle of this range and essentially matching the national median for math degrees.
The estimated debt load of $21,750 works out to less than half a year's salary, which compares favorably to the typical Michigan math program where debt runs closer to $25,000. At a 0.45 debt-to-earnings ratio, this represents a manageable financial commitment—students could theoretically pay off loans in under three years if they dedicated 15-20% of gross income. That's reasonable math for a math degree, particularly for graduates heading into teaching, actuarial work, or corporate analyst roles where starting salaries in this range are common.
The caveat: these figures come from peer programs rather than tracking Concordia's actual graduates, so outcomes could vary based on factors like alumni networks, regional employer relationships, and the specific career paths this program feeds into. For parents evaluating this investment, the estimated numbers suggest neither a red flag nor a standout opportunity—just a conventional path into quantitative careers at a debt level that shouldn't dominate your child's early career decisions.
Where Concordia University Ann Arbor Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Michigan
Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,200 | $47,951* | — | $21,750* | — | |
| $17,228 | $80,676* | $97,139 | $21,589* | 0.27 | |
| $15,988 | $47,951* | $54,324 | $21,500* | 0.45 | |
| $14,628 | $45,349* | $46,279 | $27,000* | 0.60 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University Ann Arbor, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.