Median Earnings (1yr)
$27,304
18th percentile (25th in IL)
Median Debt
$25,647
1% above national median
Debt-to-Earnings
0.94
Manageable
Sample Size
19
Limited data

Analysis

Concordia-Chicago's psychology program graduates start at $27,304—nearly $5,000 below the state median and in just the 25th percentile among Illinois psychology programs. That's a significant gap in a state where the top quarter of programs launch graduates above $35,000. While earnings nearly double to $40,204 by year four, that trajectory still leaves graduates trailing peers from comparable Illinois schools like Trinity International ($39,980 starting) or National Louis ($35,798).

The $25,647 debt load sits right at national norms, but paired with below-average starting earnings, it creates a challenging first-year ratio of 0.94. Nearly half the student body receives Pell grants, suggesting many families here are counting on strong post-graduation outcomes. The small sample size (under 30 graduates) means these numbers could shift with more data, but the consistent pattern across both state and national comparisons is hard to ignore.

For families considering this program, the question comes down to whether Concordia's other strengths—perhaps campus culture, location, or specific faculty—justify accepting earnings that trail most Illinois alternatives by $5,000-$12,000 annually. If your student is psychology-focused and plans to stay in Illinois, comparing offers from higher-performing state programs makes sense before committing.

Where Concordia University-Chicago Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Concordia University-ChicagoOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia University-Chicago graduates compare to all programs nationally

Concordia University-Chicago graduates earn $27k, placing them in the 18th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Illinois

Psychology bachelors's programs at peer institutions in Illinois (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia University-Chicago$27,304$40,204$25,6470.94
Northwestern University$44,088$61,389$14,5000.33
St. Augustine College$42,911—$5,0500.12
Trinity International University-Illinois$39,980—$24,5620.61
The Chicago School at Chicago$39,596—$40,6451.03
National Louis University$35,798—$37,1701.04
National Median$31,482—$25,5000.81

Other Psychology Programs in Illinois

Compare tuition, earnings, and debt across Illinois schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northwestern University
Evanston
$65,997$44,088$14,500
St. Augustine College
Chicago
$13,288$42,911$5,050
Trinity International University-Illinois
Deerfield
$12,320$39,980$24,562
The Chicago School at Chicago
Chicago
$20,844$39,596$40,645
National Louis University
Chicago
$12,345$35,798$37,170

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University-Chicago, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.