Analysis
California's agricultural sector offers substantial opportunities, but peer programs nationally suggest this associate's degree may lead to modest initial returns. Based on comparable agricultural business programs across the country, graduates typically earn around $37,400 in their first year—a respectable starting point for a two-year credential, though not exceptional given California's higher cost of living. The estimated debt load of roughly $12,000 translates to a manageable 0.32 debt-to-earnings ratio, meaning monthly payments should consume less than 7% of gross income under standard repayment plans.
The challenge here is California specificity. Sacramento sits in the heart of the Central Valley's agricultural economy, where family operations, agribusiness firms, and food processing plants regularly hire. But with no reported outcomes from California's 29 agricultural business programs, it's impossible to know whether local programs command premium wages or face tighter margins than the national picture suggests. Community college agriculture programs often serve as feeders to four-year institutions or direct pathways to farm management roles, and the value proposition changes dramatically depending on which route your child pursues.
If your child plans to work immediately after graduation in farm operations or agricultural sales, these numbers suggest financial viability—the debt won't be crushing. But if they're using this as a stepping stone to a bachelor's degree, evaluate the total investment across both credentials before committing.
Where Cosumnes River College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,288 | $37,423* | — | $11,978* | — | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cosumnes River College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.