Analysis
At $37,423 in estimated first-year earnings against roughly $12,000 in debt, the financial profile for this associate's degree looks manageable on paper. That 0.32 debt-to-earnings ratio—meaning graduates would owe about a third of their first-year income—falls into workable territory if the estimates hold true. The challenge is that we're working entirely with educated guesses here, drawn from what similar agricultural business programs produce nationally, not actual outcomes from Cowley County's program specifically.
The real question is how well these national patterns translate to rural Kansas. Agricultural business careers can vary dramatically based on local economies and whether graduates stay in farming communities or move to larger agricultural centers. Kansas has twelve schools offering this credential, suggesting steady demand, but without reported data from any of them, it's harder to gauge what's typical for the state versus what might be unique to a particular program's employer connections or curriculum focus.
For families considering this path, the estimated numbers suggest a degree that could pay for itself relatively quickly—if actual outcomes match the projections. But given that you're essentially betting on how well this program mirrors others nationally, talking directly with Cowley County's career services about recent graduate placements and starting salaries in the region would be critical before committing.
Where Cowley County Community College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,350 | $37,423* | — | $11,978* | — | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cowley County Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.