Analysis
A debt load under $16,000 for a community college accounting associate's matches what this type of credential typically costs at public two-year schools, and comparable programs nationally suggest first-year earnings around $37,000. That debt-to-earnings ratio of 0.43 means graduates would owe roughly five months of their first year's salary—manageable territory for an entry-level business credential.
The estimated earnings align closely with what Ozarks Technical Community College reports for its accounting graduates ($35,169), suggesting these projections reflect real Missouri market conditions. At 35% Pell enrollment, Crowder serves a substantial population of lower-income students for whom keeping debt in the mid-teens rather than the low twenties (Missouri's state median is nearly $22,000) matters significantly. Similar programs across the state generally produce outcomes in this same range, indicating relatively stable expectations for associate-level accounting work.
For parents evaluating this path, the fundamentals look reasonable: the estimated debt burden stays below typical thresholds that create repayment stress, and accounting skills translate to consistent entry-level employment. The key question becomes whether your student plans to stop at the associate's or continue toward a bachelor's—many accounting careers require further credentials for advancement. If this serves as an affordable first step with transfer options preserved, the numbers work. If it's the terminal degree, understand that $37,000 represents a starting point, not a career ceiling.
Where Crowder College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Missouri
Accounting associates's programs at peer institutions in Missouri (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,180 | $37,001* | — | $15,979* | — | |
| $4,184 | $35,169* | $30,683 | $21,907* | 0.62 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Crowder College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.