Analysis
A $12,500 debt load for an undergraduate certificate is higher than you'd typically want for a sub-bachelor's credential, especially when peer programs nationally report a median of $11,000. Based on comparable computer science certificate programs nationwide, first-year earnings around $38,900 suggest graduates are landing entry-level tech support or help desk roles—solid work, but not the higher-tier positions that often require a four-year degree. The debt-to-earnings ratio of 0.32 sits in reasonable territory, meaning graduates could theoretically pay this off within a year or two of focused repayment, but that assumes steady employment and no other financial obligations.
The challenge with certificate programs in this field is that the credential landscape matters enormously. Employers hiring for IT positions often care more about specific certifications (CompTIA, Cisco, AWS) than academic certificates, and it's unclear how this particular program stacks up against direct certification pathways or associate degrees. With 35% of Crowder students receiving Pell grants, many families here are price-sensitive, making that extra $1,500 in debt above the national median more consequential than it might seem.
If your child is choosing between this certificate and jumping straight into vendor certifications while working, the latter might offer faster returns. If they're using this as a stepping stone toward an associate or bachelor's degree at Crowder, the investment makes more sense—but confirm those credits will transfer cleanly before committing.
Where Crowder College Stands
Earnings vs. debt across all computer and information sciences certificate's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,180 | $38,858* | — | $12,448* | — | |
| $8,400 | $61,737* | — | $27,125* | 0.44 | |
| $8,370 | $58,750* | $67,396 | $19,875* | 0.34 | |
| $4,257 | $57,428* | — | $11,000* | 0.19 | |
| $2,336 | $55,264* | — | $14,778* | 0.27 | |
| — | $52,079* | — | $10,076* | 0.19 | |
| National Median | — | $38,858* | — | $11,000* | 0.28 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Crowder College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.