Median Earnings (1yr)
$18,867
5th percentile (40th in NY)
Median Debt
$6,416
43% below national median
Debt-to-Earnings
0.34
Manageable
Sample Size
78
Adequate data

Analysis

An associate's in Psychology from CUNY Borough of Manhattan Community College leaves graduates earning just $18,867 one year out—$8,000 below the New York state median for this program and $7,300 below the national average. That places it in the bottom 5% of Psychology associate programs nationwide. Even within New York's community colleges, where graduates from Rockland CC earn more than double at $38,571, this program significantly underperforms. The 40th percentile ranking among New York programs is misleading: it's still well below what typical graduates in this state achieve.

The low debt load of $6,416 is the program's saving grace, making it manageable to repay even on these modest earnings. With 57% of students receiving Pell grants, many are attending affordably. But near-poverty wages one year after graduation raise serious questions about whether this two-year degree provides a meaningful economic foothold. These earnings likely reflect graduates working part-time retail or service jobs unrelated to their studies.

For families considering this path, understand that an associate's in Psychology typically functions as a stepping stone rather than a terminal credential. If your child plans to transfer to a four-year program, this could work as an affordable start. But if they're expecting this degree alone to support them financially, the data suggests they'll struggle—at least in the short term.

Where CUNY Borough of Manhattan Community College Stands

Earnings vs. debt across all psychology associates's programs nationally

CUNY Borough of Manhattan Community CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How CUNY Borough of Manhattan Community College graduates compare to all programs nationally

CUNY Borough of Manhattan Community College graduates earn $19k, placing them in the 5th percentile of all psychology associates programs nationally.

Compare to Similar Programs in New York

Psychology associates's programs at peer institutions in New York (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CUNY Borough of Manhattan Community College$18,867$6,4160.34
Rockland Community College$38,571$11,0000.29
CUNY LaGuardia Community College$24,052$33,145$8,2720.34
Monroe Community College$19,909$8,8750.45
National Median$26,232$11,1980.43

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rockland Community College
Suffern
$6,398$38,571$11,000
CUNY LaGuardia Community College
Long Island City
$5,218$24,052$8,272
Monroe Community College
Rochester
$5,856$19,909$8,875

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Borough of Manhattan Community College, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 78 graduates with reported earnings and 60 graduates with debt data. Small samples may not be representative.