Analysis
Monroe Community College's psychology associate graduates earn just under $20,000 in their first year—nearly $2,000 below New York's state median and roughly $6,300 less than the national average. Within New York, that puts them at the 40th percentile, well behind programs like Rockland Community College ($38,571) or LaGuardia Community College ($24,052). The 13th percentile ranking nationally suggests this program struggles to translate even to entry-level career opportunities that typically follow psychology degrees.
The debt picture offers some relief: at $8,875, graduates carry less than the state median and considerably less than the national average. With a 0.45 debt-to-earnings ratio, students would dedicate nearly half their first year's income to repaying loans—manageable in absolute dollars but representing a substantial burden given how modest those earnings are. The small sample size (under 30 graduates) means these numbers could shift considerably year to year, though that also raises questions about the program's scale and employer connections.
For families considering this route, understand that an associate's in psychology typically serves as a stepping stone rather than a career endpoint. If your child plans to transfer to a four-year program, Monroe could work as an affordable starting point. But if they're seeking immediate career entry after two years, these earnings suggest limited opportunities—you might explore whether Monroe's other programs offer better returns, or whether starting at a higher-performing CUNY campus makes more financial sense.
Where Monroe Community College Stands
Earnings vs. debt across all psychology associates's programs nationally
Earnings Distribution
How Monroe Community College graduates compare to all programs nationally
Compare to Similar Programs in New York
Psychology associates's programs at peer institutions in New York (11 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,856 | $19,909 | — | $8,875 | 0.45 | |
| $6,398 | $38,571 | — | $11,000 | 0.29 | |
| $5,218 | $24,052 | $33,145 | $8,272 | 0.34 | |
| $5,170 | $18,867 | — | $6,416 | 0.34 | |
| National Median | — | $26,232 | — | $11,198 | 0.43 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Monroe Community College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 27 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.