Median Earnings (1yr)
$19,909
13th percentile (40th in NY)
Median Debt
$8,875
21% below national median
Debt-to-Earnings
0.45
Manageable
Sample Size
27
Limited data

Analysis

Monroe Community College's psychology associate graduates earn just under $20,000 in their first year—nearly $2,000 below New York's state median and roughly $6,300 less than the national average. Within New York, that puts them at the 40th percentile, well behind programs like Rockland Community College ($38,571) or LaGuardia Community College ($24,052). The 13th percentile ranking nationally suggests this program struggles to translate even to entry-level career opportunities that typically follow psychology degrees.

The debt picture offers some relief: at $8,875, graduates carry less than the state median and considerably less than the national average. With a 0.45 debt-to-earnings ratio, students would dedicate nearly half their first year's income to repaying loans—manageable in absolute dollars but representing a substantial burden given how modest those earnings are. The small sample size (under 30 graduates) means these numbers could shift considerably year to year, though that also raises questions about the program's scale and employer connections.

For families considering this route, understand that an associate's in psychology typically serves as a stepping stone rather than a career endpoint. If your child plans to transfer to a four-year program, Monroe could work as an affordable starting point. But if they're seeking immediate career entry after two years, these earnings suggest limited opportunities—you might explore whether Monroe's other programs offer better returns, or whether starting at a higher-performing CUNY campus makes more financial sense.

Where Monroe Community College Stands

Earnings vs. debt across all psychology associates's programs nationally

Monroe Community CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Monroe Community College graduates compare to all programs nationally

Monroe Community College graduates earn $20k, placing them in the 13th percentile of all psychology associates programs nationally.

Compare to Similar Programs in New York

Psychology associates's programs at peer institutions in New York (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Monroe Community College$19,909—$8,8750.45
Rockland Community College$38,571—$11,0000.29
CUNY LaGuardia Community College$24,052$33,145$8,2720.34
CUNY Borough of Manhattan Community College$18,867—$6,4160.34
National Median$26,232—$11,1980.43

Other Psychology Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rockland Community College
Suffern
$6,398$38,571$11,000
CUNY LaGuardia Community College
Long Island City
$5,218$24,052$8,272
CUNY Borough of Manhattan Community College
New York
$5,170$18,867$6,416

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Monroe Community College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.