Analysis
A CUNY bachelor's in mathematics with estimated debt around $19,450 against first-year earnings near $45,880 suggests a manageable financial starting point—though these figures come from similar programs statewide rather than tracked outcomes from this specific Graduate Center campus. The 0.42 debt-to-earnings ratio implies you'd owe roughly five months of gross income, which is reasonable for a four-year degree. However, the estimated $45,880 salary sits below the national median of $48,772 for math graduates, and it's dramatically lower than what top-tier New York programs produce: Cornell math majors start around $87,251, and even Fordham graduates earn $73,204.
That gap matters because mathematics is typically a high-return major. The modest estimated earnings here—whether reflecting the actual outcomes or just the limitations of peer-program data—raise questions about whether this particular program channels students toward lower-paying teaching or administrative roles rather than quantitative finance, tech, or data science positions that drive up salaries at elite institutions. The relatively small graduate cohorts (hence the suppressed data) might also mean fewer recruitment pipelines or alumni networks in high-paying sectors.
Given the uncertainty in both the earnings and debt estimates, focus on what the program explicitly offers: faculty expertise, placement support, and access to New York's job market. If this degree opens doors to graduate school or competitive sectors, it could outperform these peer-based projections. If it doesn't, you're looking at a longer payback timeline than mathematics degrees typically require.
Where CUNY Graduate School and University Center Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in New York
Mathematics bachelors's programs at peer institutions in New York (83 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,410 | $45,880* | — | $19,450* | — | |
| $66,014 | $87,251* | $127,962 | $14,146* | 0.16 | |
| $61,884 | $80,196* | $100,012 | $24,250* | 0.30 | |
| $61,992 | $73,204* | — | $26,949* | 0.37 | |
| $60,438 | $58,481* | $90,277 | $19,500* | 0.33 | |
| $63,870 | $58,047* | $68,144 | $25,000* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Graduate School and University Center, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.