Analysis
CUNY Hunter College's psychology program delivers exceptional value, particularly for families concerned about student debt. With graduates owing just $10,923 at graduation—dramatically less than both the national ($25,500) and New York state ($25,000) medians—this program ranks in the 95th percentile nationally for low debt. The debt-to-earnings ratio of 0.34 means students can reasonably expect to manage their loans, as initial debt represents just one-third of their first-year salary.
The earnings trajectory tells an encouraging story. While starting salaries of $31,706 are modest but competitive (60th percentile among New York psychology programs), graduates see impressive 55% income growth by year four, reaching nearly $49,000. This positions Hunter graduates well above many peers long-term, though still trailing the state's top programs like CUNY Graduate Center.
For families seeking affordable access to quality higher education, Hunter represents a compelling choice. The combination of CUNY's subsidized tuition model, strong academic reputation (1350 average SAT, serving 55% Pell-eligible students), and solid post-graduation outcomes creates a pathway to a psychology degree without crushing debt. While this won't lead to immediate high earnings, the manageable debt load and strong earning growth make it a financially sensible foundation for either entering the workforce or pursuing graduate study.
Where CUNY Hunter College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How CUNY Hunter College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| CUNY Hunter College | $31,706 | $48,977 | +54% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,382 | $31,706 | $48,977 | $10,923 | 0.34 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| — | $43,574 | — | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY Hunter College, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 612 graduates with reported earnings and 317 graduates with debt data. Small samples may not be representative.