2026 ROI Award Winner
Median Earnings (1yr)
$38,701
95th percentile
60th percentile in New York
Median Debt
$11,000
57% below national median

Analysis

CUNY York College's psychology program delivers exceptional value that most families overlook. With just $11,000 in median debt—less than half the national average—graduates earn $38,701 in their first year, placing them in the 95th percentile nationally for psychology programs. That's $7,000 more than the typical psychology graduate anywhere in the country.

The numbers tell the story of a program punching well above its weight. While York ranks at the 60th percentile among New York's 92 psychology programs, the state comparison is misleading—New York is home to some of the nation's most expensive programs that saddle students with crushing debt loads. York's graduates start within striking distance of prestigious programs like Touro and Empire State, but with debt levels so low that financial stress rarely becomes a factor. By year four, earnings jump to nearly $52,000, a 34% increase that suggests graduates are advancing into professional roles.

For families concerned about psychology's reputation as a low-earning major, York flips the script. The debt-to-earnings ratio of 0.28 means graduates owe less than three months' salary—easily manageable on entry-level wages. Between the minimal debt burden, above-average starting salaries, and CUNY's accessible tuition for New York residents, this program offers one of the clearest paths to a psychology degree without financial regret.

Where CUNY York College Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How CUNY York College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
CUNY York College$38,701$51,937+34%
Cornell University$36,630$64,146+75%
Fordham University$28,256$58,590+107%
Binghamton University$30,023$58,122+94%
Ithaca College$27,814$55,104+98%

Compare to Similar Programs in New York

Psychology bachelors's programs at peer institutions in New York (92 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CUNY York CollegeJamaica$7,358$38,701$51,937$11,0000.28
CUNY Graduate School and University CenterNew York$7,410$48,299$41,272$19,4620.40
Excelsior UniversityAlbany$43,574$28,9140.66
CUNY Medgar Evers CollegeBrooklyn$7,352$39,868$41,004$11,7000.29
Empire State UniversitySaratoga Springs$7,630$39,188$40,013$29,0500.74
Touro UniversityNew York$21,810$38,918$37,736$20,5000.53
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CUNY York College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 224 graduates with reported earnings and 92 graduates with debt data. Small samples may not be representative.