Analysis
Based on comparable Finance programs across Georgia, Dalton State's estimated outcomes suggest a reasonable foundation for launching a finance career—though not a standout one. Similar programs in the state typically produce first-year earnings around $51,000 against median debt of roughly $25,000. That 0.49 debt-to-earnings ratio means graduates would carry debt equal to about half their first year's salary, which is manageable compared to more expensive programs but leaves less cushion than Georgia's flagship institutions provide. For context, University of Georgia's Finance graduates earn $67,000 right out of the gate, while UGA and Kennesaw State both deliver stronger early earnings for similar or lower debt loads.
The challenge here is that half of Dalton State students receive Pell grants, indicating significant financial need—yet the estimated outcomes track right at the state median rather than punching above it. Finance is a field where your first job and location matter enormously, and a program in Dalton (a smaller metro area) may not connect students to the same corporate recruiting pipelines as Atlanta-based universities. If your child can access Georgia's larger finance programs at comparable cost, those would likely open more doors. If Dalton State offers the most affordable path to a bachelor's degree in business, the debt load appears survivable—but recognize you're working with estimates and banking on your child's ability to land competitive positions without the geographic or network advantages of urban campuses.
Where Dalton State College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Georgia
Finance and Financial Management Services bachelors's programs at peer institutions in Georgia (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,283 | $51,044* | — | $24,828* | — | |
| $11,180 | $67,444* | $81,652 | $20,299* | 0.30 | |
| $8,478 | $56,344* | $65,600 | $24,250* | 0.43 | |
| $5,786 | $54,428* | $63,121 | $25,000* | 0.46 | |
| $5,971 | $52,078* | $61,509 | $25,571* | 0.49 | |
| $5,009 | $51,044* | $62,580 | $16,650* | 0.33 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Dalton State College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in GA. Actual outcomes may vary.