Analysis
A debt-to-earnings ratio of 0.32 suggests manageable borrowing, but that calculation relies on national benchmarks that may not reflect Illinois agricultural markets. Peer programs across the country typically produce first-year earnings around $37,400, yet the single Illinois program with reported data—Stautzenberger College-Rockford—shows graduates earning just $22,309. That's a $15,000 gap that raises questions about whether national figures translate to this state's agricultural economy.
If Danville's outcomes track closer to Illinois norms than national ones, graduates could face a tighter financial picture than the 0.32 ratio implies. Even the estimated $11,978 debt load becomes more concerning when measured against $22,000 earnings rather than $37,000. Illinois agriculture may simply operate differently than regions where these programs generate stronger returns, whether due to farm size, crop mix, or local labor markets.
The safest approach: assume earnings will land somewhere between the Illinois figure and the national median. Your child should understand what entry-level agricultural management roles actually pay in central Illinois and have a realistic plan for how $12,000 in debt fits that salary. If most local opportunities start closer to $22,000 than $37,000, that changes the value equation considerably.
Where Danville Area Community College Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Compare to Similar Programs in Illinois
Agricultural Business and Management associates's programs at peer institutions in Illinois (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,300 | $37,423* | — | $11,978* | — | |
| $16,699 | $22,309* | — | —* | — | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Danville Area Community College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.