Analysis
A debt-to-earnings ratio of 0.41—based on what national agricultural business programs typically produce—suggests manageable repayment on a modest salary. Similar bachelor's programs across the country show first-year earnings around $48,000, which translates to monthly loan payments under 10% of gross income with standard repayment terms. Delaware State's estimated $20,000 debt load is close to the Pell Grant maximum for four years, meaning many students here may graduate with considerably less if they qualify for that aid (43% of students receive it).
The wrinkle is Delaware's small agricultural business market. With only two schools offering this degree in the state, and University of Delaware reporting slightly higher earnings at $49,885, you're looking at limited local options and potentially tough competition for the best positions. Agricultural business jobs often cluster in specific regions, so where your child wants to work matters as much as where they study. The estimated figures here can't tell you whether Delaware State's industry connections or curriculum match those at UD, which is critical information in a field where internships and employer relationships drive outcomes.
The fundamentals look solid if your child is genuinely interested in agricultural management—the debt is reasonable and the field offers stability. But with only peer-program estimates to work from, visit both Delaware schools, ask about job placement specifics, and understand where their graduates actually end up working before committing.
Where Delaware State University Stands
Earnings vs. debt across all agricultural business and management bachelors's programs nationally
Compare to Similar Programs in Delaware
Agricultural Business and Management bachelors's programs at peer institutions in Delaware (2 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,314 | $48,338* | — | $20,000* | — | |
| $16,080 | $49,885* | — | $21,000* | 0.42 | |
| National Median | — | $48,338* | — | $20,000* | 0.41 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Delaware State University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 77 similar programs. Actual outcomes may vary.