Median Earnings (1yr)
$36,743
49th percentile
Median Debt
$7,000
64% below national median
Debt-to-Earnings
0.19
Manageable
Sample Size
19
Limited data

Analysis

Delaware Technical Community College-Terry's accounting program stands out for one crucial reason: remarkably low debt. At just $7,000, graduates carry about one-third the national median for associate accounting programs ($19,354), placing it in the 5th percentile nationwide for debt burden. With first-year earnings of $36,743, the debt-to-earnings ratio of 0.19 means most graduates could feasibly pay off their loans in a matter of months, not years—a significant advantage over community college programs elsewhere.

The earnings themselves are solidly middle-of-the-pack nationally but slightly above Delaware's median for accounting associate programs (60th percentile in-state). Growth from $36,743 to $39,667 over four years shows modest but steady progression. For context, Delaware has only three schools offering this program, and Delaware Tech's combination of low debt with competitive earnings makes it the practical choice for in-state students.

The caveat: this data comes from fewer than 30 graduates, so individual outcomes may vary more than these medians suggest. But the fundamental value proposition—gaining accounting credentials with minimal debt while earning near the state median—holds clear appeal for families prioritizing affordability. For Delaware residents considering accounting, this program offers the most straightforward path to steady income without the debt burden that often accompanies career training.

Where Delaware Technical Community College-Terry Stands

Earnings vs. debt across all accounting associates's programs nationally

Delaware Technical Community College-TerryOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Delaware Technical Community College-Terry graduates compare to all programs nationally

Delaware Technical Community College-Terry graduates earn $37k, placing them in the 49th percentile of all accounting associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Delaware

Accounting associates's programs at peer institutions in Delaware (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Delaware Technical Community College-Terry$36,743$39,667$7,0000.19
National Median$37,000—$19,3540.52

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Delaware Technical Community College-Terry, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.