Analysis
Michigan's accounting programs typically launch graduates into $36,000-range first-year earnings, and Delta College's estimated outcomes align with this state pattern. The projected $13,248 in debt—well below both the state median of $17,621 and the national benchmark of $19,354—suggests a relatively affordable path into the field. With a debt-to-earnings ratio of 0.37, graduates from similar programs would need to allocate roughly five months of gross income to clear their loans, a manageable burden for an entry-level accounting credential.
The four-year earnings figure of $38,966 shows modest growth, which is fairly typical for associate-level accounting roles. Comparable programs at Oakland Community College place graduates around $40,424 initially, indicating there's variation across Michigan schools. The lower estimated debt here could offset slightly lower earnings potential, particularly for the 35% of students receiving Pell grants who are more debt-sensitive.
For parents weighing this investment, the key question is career trajectory. An associate's in accounting can open doors to bookkeeping and payroll positions, but many accounting careers require a bachelor's degree or CPA credentials for meaningful advancement. If your child plans to transfer or continue their education, this appears to be an affordable stepping stone. If this is the terminal degree, understand that earnings may plateau unless they pursue additional certifications.
Where Delta College Stands
Earnings vs. debt across all accounting associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Delta College | — | $38,966 | — |
| Southern New Hampshire University | $37,986 | $53,096 | +40% |
| Oakland Community College | $40,424 | $46,109 | +14% |
| Grand Rapids Community College | $35,538 | $42,721 | +20% |
| Baker College | $36,181 | $38,187 | +6% |
Compare to Similar Programs in Michigan
Accounting associates's programs at peer institutions in Michigan (35 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,640 | $36,181* | $38,966 | $13,248* | — | |
| $3,020 | $40,424* | $46,109 | $21,496* | 0.53 | |
| $12,810 | $36,181* | $38,187 | $26,067* | 0.72 | |
| $4,059 | $35,538* | $42,721 | $12,750* | 0.36 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Delta College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.