Analysis
East Tennessee State's Social Work program lands squarely in the middle tier among Tennessee options, with first-year earnings of $32,514 placing it slightly below the state median of $34,380. While this trails top performers like Union University by about $5,500 annually, the lower debt load of $23,000—roughly $2,600 less than the Tennessee median—helps offset the earnings gap. The 0.71 debt-to-earnings ratio means graduates owe about 8.5 months of their first-year salary, a reasonable starting point for a helping profession where pay typically grows with experience and credentialing.
The 17% earnings growth to $38,105 by year four is encouraging and reflects the typical career trajectory in social work, where master's degrees, clinical licenses, and experience boost earning potential. At the four-year mark, ETSU graduates actually surpass the national first-year median for the field. For families choosing between Tennessee programs, ETSU offers a notably more affordable path than UT-Knoxville or Union while maintaining competitive outcomes—a meaningful advantage given that 35% of students receive Pell grants.
The value proposition here is straightforward: if your student is committed to social work and cost-conscious about debt, ETSU delivers solid preparation without the financial burden of pricier alternatives. The earnings won't be impressive initially, but they're consistent with the profession's reality, and the manageable debt makes it feasible to pursue graduate education or work in lower-paying but mission-driven roles.
Where East Tennessee State University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How East Tennessee State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| East Tennessee State University | $32,514 | $38,105 | +17% |
| The University of Tennessee-Knoxville | $37,730 | $40,093 | +6% |
| The University of Tennessee-Martin | $34,240 | $39,426 | +15% |
| The University of Tennessee-Chattanooga | $27,923 | $39,336 | +41% |
| University of Memphis | $36,220 | $38,835 | +7% |
Compare to Similar Programs in Tennessee
Social Work bachelors's programs at peer institutions in Tennessee (19 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,950 | $32,514 | $38,105 | $23,000 | 0.71 | |
| $38,450 | $38,056 | $37,136 | $39,415 | 1.04 | |
| $13,484 | $37,730 | $40,093 | $25,683 | 0.68 | |
| $10,344 | $36,220 | $38,835 | $36,506 | 1.01 | |
| $9,506 | $35,574 | $37,223 | $22,100 | 0.62 | |
| $8,675 | $34,384 | $35,356 | $26,000 | 0.76 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At East Tennessee State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 75 graduates with reported earnings and 95 graduates with debt data. Small samples may not be representative.