Median Earnings (1yr)
$26,489
5th percentile
Median Debt
$27,000
4% above national median
Debt-to-Earnings
1.02
Elevated
Sample Size
42
Adequate data

Analysis

Endicott's education graduates start at just $26,489—barely above the poverty line for a family of four—but this program tells an unusual story of dramatic growth. Within four years, earnings nearly double to $52,352, outpacing both the state and national medians for education majors. While that first year puts this program in the bottom 5% nationally, it ranks solidly middle-of-the-pack among Massachusetts education programs, all of which share similarly low starting salaries.

The $27,000 debt load is slightly above the national median for education programs, creating an uncomfortable first-year squeeze where debt nearly equals annual income. However, the picture improves considerably by year four, when the debt-to-earnings ratio drops to a more manageable 0.52. Massachusetts' high cost of living means that even $52,000 requires careful budgeting, but the steep earnings trajectory suggests graduates are landing in districts or roles with stronger pay scales as they gain experience and certifications.

For families considering this path: your child will face genuine financial hardship in those first years after graduation, likely requiring parental support or additional income. The bet here is on year-four earnings potential and the stability of teaching careers. If your family can bridge that difficult first year and your child is committed to the profession, the trajectory looks promising—but there's no getting around that initial sacrifice.

Where Endicott College Stands

Earnings vs. debt across all education bachelors's programs nationally

Endicott CollegeOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Endicott College graduates compare to all programs nationally

Endicott College graduates earn $26k, placing them in the 5th percentile of all education bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Education bachelors's programs at peer institutions in Massachusetts (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Endicott College$26,489$52,352$27,0001.02
National Median$32,461—$25,9890.80

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Endicott College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.