Analysis
Based on comparable finance programs in Virginia, Ferrum College's graduates can expect first-year earnings around $63,000βa figure that matches the state median and exceeds the national benchmark by nearly $10,000. The estimated debt load of $26,000 creates a manageable 0.41 debt-to-earnings ratio, meaning graduates would owe roughly five months of their first-year salary. For a small college with open admissions and a student body where nearly half receive Pell grants, these projected outcomes suggest the program is providing meaningful access to well-paying finance careers.
The challenge is context: Virginia's finance market includes powerhouses like Virginia Tech and James Madison, where graduates start closer to $67,000. Ferrum's estimated outcomes land in the middle of the pack statewide, but remember these are projections based on peer programs, not tracked outcomes from Ferrum's own alumni. The school's 100% admission rate and below-average SAT scores suggest it serves students who might not access traditional finance programsβwhich makes the projected earning power more impressive, but also means individual results could vary significantly based on student preparation and career placement support.
For families weighing this investment, the estimated numbers point to reasonable value if your student needs an accessible entry point into finance. Just understand you're betting on a small program's ability to deliver results similar to its state peers, not reviewing its actual track record.
Where Ferrum College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Virginia
Finance and Financial Management Services bachelors's programs at peer institutions in Virginia (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,320 | $62,989* | β | $25,812* | β | |
| $13,576 | $67,849* | $94,451 | $20,500* | 0.30 | |
| $15,478 | $66,601* | $85,837 | $22,500* | 0.34 | |
| $13,815 | $62,989* | $83,906 | $21,500* | 0.34 | |
| $12,286 | $48,446* | $78,478 | $25,000* | 0.52 | |
| $12,262 | $48,125* | $58,030 | $25,000* | 0.52 | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ferrum College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in VA. Actual outcomes may vary.