Analysis
A $25,500 debt load for a biochemistry degree becomes manageable when peer programs nationally suggest first-year earnings around $38,000—a debt-to-earnings ratio of 0.67 that falls comfortably within sustainable territory. However, Tennessee's biochemistry landscape tells a different story. The state median sits at just $25,858, substantially below national figures, with even programs at Middle Tennessee State and Lipscomb producing outcomes in the $23,000-$28,000 range. That geographic reality matters for a Nashville-based program where many graduates may start their careers locally.
The challenge intensifies when you consider that biochemistry typically serves as a stepping stone to graduate or professional school rather than a terminal degree. If your child plans medical school, pharmacy, or a PhD program, this estimated debt represents just the first layer of educational borrowing. The field demands advanced credentials for most high-paying positions, making that initial debt burden more consequential. For students targeting immediate employment in Tennessee's biotech or pharmaceutical sectors, the gap between estimated earnings and state realities deserves serious attention during campus visits and alumni conversations—those discussions will reveal whether Fisk's specific network and placement support can bridge that divide or if you're looking at the lower end of the state range.
Where Fisk University Stands
Earnings vs. debt across all biochemistry, biophysics and molecular biology bachelors's programs nationally
Compare to Similar Programs in Tennessee
Biochemistry, Biophysics and Molecular Biology bachelors's programs at peer institutions in Tennessee (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,298 | $38,037* | — | $25,489* | — | |
| $9,506 | $28,642* | $54,464 | $17,000* | 0.59 | |
| $38,824 | $23,075* | — | $24,619* | 1.07 | |
| National Median | — | $38,036* | — | $23,000* | 0.60 |
Career Paths
Occupations commonly associated with biochemistry, biophysics and molecular biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Biochemists and Biophysicists
Medical Scientists, Except Epidemiologists
Microbiologists
Biological Science Teachers, Postsecondary
Biological Technicians
Food Science Technicians
Biological Scientists, All Other
Bioinformatics Scientists
Molecular and Cellular Biologists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Fisk University, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 136 similar programs. Actual outcomes may vary.