Analysis
Is $40,100 enough to justify $27,000 in debt for a business degree? Based on comparable Tennessee programs, Fisk's estimated first-year outcomes land right at the state median—tied with Middle Tennessee State but trailing Christian Brothers by over $17,000. That debt-to-earnings ratio of 0.67 sits in reasonable territory (below the concerning 1.0 threshold), but the starting salary itself falls about $7,400 short of the national median for business bachelor's programs. For a selective private university with an average SAT score above 1200, these numbers suggest graduates may be competing at a disadvantage against peers from larger business programs.
The real challenge becomes clear when you consider trajectory. Business degrees typically reward students who can leverage alumni networks, recruit into corporate training programs, or land in higher-paying metros. If Fisk's smaller class sizes (evidenced by the data suppression) mean fewer corporate recruiting connections, that $40,100 starting point could matter more than at schools where strong early placement compensates for modest initial figures. Nearly half of Fisk students receive Pell grants, so every dollar of that debt carries extra weight for families without safety nets.
Given the uncertainty around these estimates and the gap between Fisk's projected outcomes and top Tennessee programs, your best move is securing specific placement data directly from the university—where do recent business graduates actually land, and what are they earning two to three years out?
Where Fisk University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Tennessee
Business/Commerce bachelors's programs at peer institutions in Tennessee (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,298 | $40,100* | — | $27,000* | — | |
| $37,300 | $57,670* | — | $49,125* | 0.85 | |
| $13,920 | $55,431* | $59,763 | $56,517* | 1.02 | |
| $9,506 | $40,100* | — | $24,450* | 0.61 | |
| $41,320 | $39,325* | $55,388 | $24,000* | 0.61 | |
| $8,675 | $35,699* | $46,376 | $28,987* | 0.81 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Fisk University, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in TN. Actual outcomes may vary.