Analysis
A debt-to-earnings ratio of 0.60 suggests manageable repayment for this Chemistry degree, though peer programs in Tennessee show a concerning spread. While comparable programs statewide produce first-year earnings around $42,000, the state's chemistry graduates see a $5,600 gap between top and bottom programsβand without actual outcomes from Fisk, you can't know where this program lands. The estimated $25,000 debt sits above Tennessee's typical $20,000 for chemistry degrees, which matters when nearly half the student body receives Pell grants.
The national chemistry market offers some reassurance: the field generates consistent early earnings across most programs, with Fisk's estimated figures tracking closely to the $42,600 national median. Chemistry typically opens doors to lab work, pharmaceuticals, and graduate programs where the real earnings growth happens. Still, students from historically Black colleges and universities often navigate different networks and geographic markets than their state flagship peers, factors that can influence early career trajectories in ways peer-program data can't capture.
Without Fisk's actual graduate outcomes, you're betting on the institution's established STEM reputation and small class sizes to deliver results comparable to UT-Knoxville or Austin Peay. That's not unreasonable for a school with Fisk's legacy in producing Black scientists, but the slightly elevated debt and data uncertainty mean your student should pursue research opportunities and internships aggressively to ensure they're competitive in the post-graduation job market.
Where Fisk University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Tennessee
Chemistry bachelors's programs at peer institutions in Tennessee (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,298 | $41,589* | β | $24,994* | β | |
| $8,675 | $42,475* | β | $20,500* | 0.48 | |
| $13,484 | $41,589* | $44,354 | $19,500* | 0.47 | |
| $10,144 | $41,588* | β | $24,999* | 0.60 | |
| $10,344 | $36,881* | $50,076 | $20,000* | 0.54 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Fisk University, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in TN. Actual outcomes may vary.