Finance and Financial Management Services at Florida Gulf Coast University
Bachelor's Degree
Analysis
Florida Gulf Coast's finance program quietly outperforms most expectations for a school with a 77% admission rate. Graduates earn $55,882 in their first year—ahead of both the national median ($53,590) and the Florida median ($51,633)—and see strong earnings growth to nearly $71,000 by year four. At 60th percentile among Florida finance programs, FGCU graduates earn more than those from over half the state's finance schools, despite competing against flagship programs like UF and UM that draw higher-SAT students.
The debt picture reinforces the value proposition. At $21,239, student borrowing sits below both state and national medians, producing a debt-to-earnings ratio of just 0.38. This means graduates owe less than five months of their first-year salary—a manageable starting point for building wealth in a finance career. The 27% earnings jump from year one to year four suggests graduates are advancing into more lucrative roles quickly, which makes sense for a field where professional credentials and experience compound over time.
For families considering finance programs in Florida without the price tag or admission requirements of UF or UM, FGCU delivers comparable early-career outcomes at what appears to be lower financial risk. The combination of moderate debt, above-average starting salaries, and strong income growth makes this a solid choice for students who want access to Florida's financial services industry.
Where Florida Gulf Coast University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Florida Gulf Coast University graduates compare to all programs nationally
Florida Gulf Coast University graduates earn $56k, placing them in the 59th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Finance and Financial Management Services bachelors's programs at peer institutions in Florida (30 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Florida Gulf Coast University | $55,882 | $70,927 | $21,239 | 0.38 |
| University of Florida | $70,663 | $83,279 | $17,954 | 0.25 |
| University of Miami | $70,352 | $89,692 | $14,500 | 0.21 |
| Florida State University | $56,516 | $75,328 | $18,162 | 0.32 |
| University of Central Florida | $56,415 | $66,928 | $18,843 | 0.33 |
| Stetson University | $55,161 | $69,299 | $24,671 | 0.45 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Florida Gainesville | $6,381 | $70,663 | $17,954 |
| University of Miami Coral Gables | $59,926 | $70,352 | $14,500 |
| Florida State University Tallahassee | $5,656 | $56,516 | $18,162 |
| University of Central Florida Orlando | $6,368 | $56,415 | $18,843 |
| Stetson University DeLand | $55,220 | $55,161 | $24,671 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Gulf Coast University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 69 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.