Analysis
UF's finance program puts graduates $30,000 ahead of the typical Florida finance major in their first yearβa gap that widens to nearly $32,000 by year four. While slightly trailing University of Miami's earnings, UF matches that performance at roughly half the typical debt burden. This combination places graduates in the 95th percentile nationally for earnings while keeping debt remarkably low at under $18,000.
The numbers tell a compelling affordability story. With a debt-to-earnings ratio of just 0.25, most graduates could theoretically pay off their loans in three months of salary. Even more striking: UF's graduates carry 23% less debt than the Florida median for finance programs while out-earning 80% of their in-state peers. Four years out, the 18% earnings growth suggests strong career trajectory rather than plateauing compensation.
For Florida residents especially, this represents exceptional value. You're getting top-5 national program performance at public school pricing, with admission selectivity that signals strong peer quality and employer respect. The low percentage of Pell recipients (22%) does raise questions about access, but for families who can navigate admission, the financial return is clear-cut. This is one of those rare situations where the elite option is also the smart money choice.
Where University of Florida Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How University of Florida graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Florida | $70,663 | $83,279 | +18% |
| University of Miami | $70,352 | $89,692 | +27% |
| The University of Tampa | $51,845 | $76,735 | +48% |
| Florida State University | $56,516 | $75,328 | +33% |
| Florida Gulf Coast University | $55,882 | $70,927 | +27% |
Compare to Similar Programs in Florida
Finance and Financial Management Services bachelors's programs at peer institutions in Florida (30 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,381 | $70,663 | $83,279 | $17,954 | 0.25 | |
| $59,926 | $70,352 | $89,692 | $14,500 | 0.21 | |
| $5,656 | $56,516 | $75,328 | $18,162 | 0.32 | |
| $6,368 | $56,415 | $66,928 | $18,843 | 0.33 | |
| $6,118 | $55,882 | $70,927 | $21,239 | 0.38 | |
| $55,220 | $55,161 | $69,299 | $24,671 | 0.45 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Florida, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 192 graduates with reported earnings and 130 graduates with debt data. Small samples may not be representative.