Finance and Financial Management Services (Bachelor's Degree) at University of Central Florida

Median Earnings (1yr)

$56,415

61st percentile

60th percentile in Florida

Median Debt

$18,843

19% below national median

Analysis

UCF's finance program offers solid middle-tier performance with one notable advantage: significantly lower debt loads. Graduates earn $56,415 in their first year—about 9% above the Florida median and ranking in the 60th percentile statewide. While UCF trails elite programs like University of Florida and Miami by roughly $14,000 annually, it delivers comparable outcomes to Florida State at a fraction of the debt burden.

The debt picture is where UCF truly shines. At $18,843, student borrowing sits well below both the national median ($23,332) and Florida median ($20,021) for finance programs. This creates a highly manageable debt-to-earnings ratio of 0.33, meaning graduates can realistically pay off loans within a few years rather than carrying debt for decades. The 19% earnings growth from year one to year four also suggests graduates build valuable skills that translate to career advancement.

For parents weighing costs against outcomes, UCF presents a financially prudent choice. Your child won't graduate with the highest starting salary in Florida finance, but they'll enter the workforce with minimal debt and solid earning potential. Given that many finance careers reward experience and networking over prestigious alma maters, UCF's combination of reasonable outcomes and low debt makes it a smart investment for most families.

Where University of Central Florida Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Central Florida graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School	1 Year	4 Years	Growth
University of Central Florida	$56,415	$66,928	+19%
University of Miami	$70,352	$89,692	+27%
University of Florida	$70,663	$83,279	+18%
The University of Tampa	$51,845	$76,735	+48%
Florida State University	$56,516	$75,328	+33%

Compare to Similar Programs in Florida

Finance and Financial Management Services bachelors's programs at peer institutions in Florida (30 total in state)

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School	In-State Tuition	Earnings (1yr)	Earnings (4yr)	Median Debt	Debt/Earnings
University of Central FloridaOrlando	$6,368	$56,415	$66,928	$18,843	0.33
University of FloridaGainesville	$6,381	$70,663	$83,279	$17,954	0.25
University of MiamiCoral Gables	$59,926	$70,352	$89,692	$14,500	0.21
Florida State UniversityTallahassee	$5,656	$56,516	$75,328	$18,162	0.32
Florida Gulf Coast UniversityFort Myers	$6,118	$55,882	$70,927	$21,239	0.38
Stetson UniversityDeLand	$55,220	$55,161	$69,299	$24,671	0.45
National Median	—	$53,590	—	$23,332	0.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 377 graduates with reported earnings and 311 graduates with debt data. Small samples may not be representative.