Median Earnings (1yr)
$34,506
50th percentile
60th percentile in Florida
Median Debt
$32,000
19% above national median

Analysis

Florida Tech-Online's psychology bachelor's graduates start at exactly the national median for the field, earning $34,506 in their first yearβ€”but within four years, that number jumps 25% to $43,108. This growth trajectory is notable in a field where many bachelor's-level programs show minimal earnings increases. Among Florida's psychology programs, graduates here outperform 60% of their in-state peers, landing ahead of the state median despite the online format.

The $32,000 median debt sits at the 35th percentile nationally, meaning graduates carry less debt than most psychology majors elsewhere. With a debt-to-earnings ratio of 0.93, students typically accumulate less than one year's starting salary in loansβ€”a manageable position that improves significantly as earnings climb in years two through four. This matters in psychology, where many students eventually pursue graduate degrees that add additional debt.

The combination of controlled debt and solid earnings growth makes this a reasonable path for students committed to psychology careers. While the starting salary won't turn heads, the upward trajectory and below-average debt load create breathing room for graduates to gain experience, explore different psychology career paths, or save toward eventual graduate school costs. For an online program serving a heavily Pell-eligible population, these outcomes represent stable middle-of-the-pack performance without the debt burden that often accompanies psychology degrees.

Where Florida Institute of Technology-Online Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Earnings Distribution

How Florida Institute of Technology-Online graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Florida Institute of Technology-Online$34,506$43,108+25%
Embry-Riddle Aeronautical University-Daytona Beach$41,456$71,212+72%
Embry-Riddle Aeronautical University-Prescott$41,456$71,212+72%
Boston College$42,384$58,439+38%
Florida Institute of Technology$34,506$43,108+25%

Compare to Similar Programs in Florida

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Florida (13 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Florida Institute of Technology-OnlineMelbourne$12,240$34,506$43,108$32,0000.93
Embry-Riddle Aeronautical University-Daytona BeachDaytona Beach$42,304$41,456$71,212$24,6200.59
Florida Institute of TechnologyMelbourne$44,360$34,506$43,108$32,0000.93
National Medianβ€”$34,506β€”$27,0000.78

Career Paths

Occupations commonly associated with clinical, counseling and applied psychology graduates

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Training and Development Managers

Plan, direct, or coordinate the training and development activities and staff of an organization.

$127,090/yrJobs growth:Bachelor's degree

Management Analysts

Conduct organizational studies and evaluations, design systems and procedures, conduct work simplification and measurement studies, and prepare operations and procedures manuals to assist management in operating more efficiently and effectively. Includes program analysts and management consultants.

$101,190/yrJobs growth:Bachelor's degree

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

School Psychologists

Diagnose and implement individual or schoolwide interventions or strategies to address educational, behavioral, or developmental issues that adversely impact educational functioning in a school. May address student learning and behavioral problems and counsel students or families. May design and implement performance plans, and evaluate performance. May consult with other school-based personnel.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Human Resources Specialists

Recruit, screen, interview, or place individuals within an organization. May perform other activities in multiple human resources areas.

$72,910/yrJobs growth:Bachelor's degree

Training and Development Specialists

Design or conduct work-related training and development programs to improve individual skills or organizational performance. May analyze organizational training needs or evaluate training effectiveness.

$65,850/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Institute of Technology-Online, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 60 graduates with reported earnings and 107 graduates with debt data. Small samples may not be representative.