Median Earnings (1yr)
$34,506
50th percentile (60th in FL)
Median Debt
$32,000
19% above national median
Debt-to-Earnings
0.93
Manageable
Sample Size
60
Adequate data

Analysis

Florida Tech-Online's psychology bachelor's graduates start at exactly the national median for the field, earning $34,506 in their first year—but within four years, that number jumps 25% to $43,108. This growth trajectory is notable in a field where many bachelor's-level programs show minimal earnings increases. Among Florida's psychology programs, graduates here outperform 60% of their in-state peers, landing ahead of the state median despite the online format.

The $32,000 median debt sits at the 35th percentile nationally, meaning graduates carry less debt than most psychology majors elsewhere. With a debt-to-earnings ratio of 0.93, students typically accumulate less than one year's starting salary in loans—a manageable position that improves significantly as earnings climb in years two through four. This matters in psychology, where many students eventually pursue graduate degrees that add additional debt.

The combination of controlled debt and solid earnings growth makes this a reasonable path for students committed to psychology careers. While the starting salary won't turn heads, the upward trajectory and below-average debt load create breathing room for graduates to gain experience, explore different psychology career paths, or save toward eventual graduate school costs. For an online program serving a heavily Pell-eligible population, these outcomes represent stable middle-of-the-pack performance without the debt burden that often accompanies psychology degrees.

Where Florida Institute of Technology-Online Stands

Earnings vs. debt across all clinical, counseling and applied psychology bachelors's programs nationally

Florida Institute of Technology-OnlineOther clinical, counseling and applied psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Florida Institute of Technology-Online graduates compare to all programs nationally

Florida Institute of Technology-Online graduates earn $35k, placing them in the 50th percentile of all clinical, counseling and applied psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Clinical, Counseling and Applied Psychology bachelors's programs at peer institutions in Florida (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Florida Institute of Technology-Online$34,506$43,108$32,0000.93
Embry-Riddle Aeronautical University-Daytona Beach$41,456$71,212$24,6200.59
Florida Institute of Technology$34,506$43,108$32,0000.93
National Median$34,506—$27,0000.78

Other Clinical, Counseling and Applied Psychology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Embry-Riddle Aeronautical University-Daytona Beach
Daytona Beach
$42,304$41,456$24,620
Florida Institute of Technology
Melbourne
$44,360$34,506$32,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Institute of Technology-Online, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 60 graduates with reported earnings and 107 graduates with debt data. Small samples may not be representative.