Analysis
Based on comparable computer science programs in Florida, first-year earnings around $57,000 against $27,000 in debt produces a manageable 0.47 debt-to-earnings ratio—though these figures tell only part of the story for Florida Memorial's program. The estimated debt sits above Florida's median of $20,375 for computer science degrees, while earnings align exactly with the state median. What's harder to gauge without actual graduate data is whether Florida Memorial provides the same career access as larger state programs, where graduates at University of Florida and UCF earn $90,000+ and $68,000 respectively in their first year.
The university serves a predominantly Pell-eligible population (66%), and computer science remains one of the more reliable pathways to middle-class earnings regardless of where you earn the degree. Still, the $33,000 gap between estimated earnings here and what UF graduates report represents real money—nearly $165,000 over five years before accounting for raises. Whether that difference stems from employer preferences, network effects, or simply the types of roles graduates pursue isn't clear from estimation alone.
If your student is choosing Florida Memorial for affordability, community, or location, a computer science degree with sub-0.5 debt-to-earnings makes financial sense as a foundation. But press the school directly on job placement rates, employer relationships, and where recent graduates actually land—information that peer program estimates simply can't reveal.
Where Florida Memorial University Stands
Earnings vs. debt across all computer and information sciences bachelors's programs nationally
Compare to Similar Programs in Florida
Computer and Information Sciences bachelors's programs at peer institutions in Florida (39 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,110 | $56,998* | — | $27,000* | — | |
| $6,381 | $90,651* | $108,528 | $16,000* | 0.18 | |
| $3,876 | $90,651* | $108,528 | $16,000* | 0.18 | |
| $58,300 | $69,707* | $72,024 | $27,000* | 0.39 | |
| $6,368 | $68,793* | $78,429 | $22,751* | 0.33 | |
| $13,920 | $67,315* | $77,481 | $50,737* | 0.75 | |
| National Median | — | $61,322* | — | $25,000* | 0.41 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Memorial University, approximately 66% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in FL. Actual outcomes may vary.