Social Work (Bachelor's Degree) at Florida Memorial University

Est. Earnings (1yr)

$36,407

Est. from FL median (9 programs)

Median Debt

$33,000

25% above national median

Analysis

A $33,000 debt load lands this program in the 6th national percentile—meaning 94% of social work bachelor's programs nationwide leave graduates with less debt. That's concerning when paired with estimated first-year earnings around $36,400, based on the nine other Florida social work programs with reported data. The debt-to-earnings ratio of 0.91 means graduates are looking at nearly a full year's salary in loans, substantially above the $21,875 median debt for Florida social work programs.

The earnings picture itself isn't the problem. Similar programs across Florida cluster tightly between $36,400 and $41,600 in first-year outcomes, suggesting relatively stable entry-level prospects for social workers statewide. But the debt here is roughly 50% higher than what graduates carry at peer Florida programs, turning what could be a manageable financial start into a tighter squeeze. With two-thirds of students receiving Pell grants, many families here are already stretching financially—adding this debt premium compounds the challenge.

If your child is committed to social work through Florida Memorial specifically, understand they'll be managing significantly more debt than peers entering the same field from other Florida schools. That extra $10,000+ in borrowing matters on a $36,000 starting salary. Exploring lower-debt alternatives for the same credential would meaningfully improve the financial equation without changing career prospects.

Where Florida Memorial University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Compare to Similar Programs in Florida

Social Work bachelors's programs at peer institutions in Florida (14 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt	Debt/Earnings
Florida Memorial UniversityMiami Gardens	$19,110	$36,407*	—	$33,000	—
Florida International UniversityMiami	$6,565	$41,626*	$37,464	$18,800	0.45
Florida Atlantic UniversityBoca Raton	$4,879	$39,912*	$41,339	$21,101	0.53
University of South FloridaTampa	$6,410	$37,458*	$40,510	$21,875	0.58
University of West FloridaPensacola	$6,360	$36,573*	$36,233	$17,373	0.48
Florida Gulf Coast UniversityFort Myers	$6,118	$36,407*	$43,345	$18,837	0.52
National Median	—	$37,296*	—	$26,362	0.71

* Estimated from similar programs

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Memorial University, approximately 66% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in FL. Actual outcomes may vary.