Analysis
Florida needs special education teachers, and similar programs across the state suggest starting salaries around $48,000—squarely in line with what Bachelor's-level educators typically earn in this field. With an estimated debt load of $27,000, graduates would face monthly payments of roughly $300, manageable on a teacher's salary even in expensive South Florida. The debt-to-earnings ratio of 0.56 falls comfortably below the warning threshold, though it's worth noting that comparable programs at nearby public universities like Florida Atlantic or University of South Florida have produced higher first-year earnings for their graduates.
The real question is whether Florida Memorial University provides the connections and preparation that translate to employment in Miami-Dade or Broward County schools, where the teaching job market is competitive. Special education certification opens doors, but outcomes vary significantly even among Florida programs—from Miami Dade College's $54,000 to figures closer to $48,000. Given that two-thirds of students here receive Pell grants, the estimated debt figure represents a meaningful but not crushing burden for first-generation college families entering a stable profession.
If your child is passionate about special education and this school offers the right support system, the financial fundamentals look reasonable based on peer programs. The key is ensuring they'll graduate with both the credential and the network to secure a teaching position quickly.
Where Florida Memorial University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Florida
Special Education and Teaching bachelors's programs at peer institutions in Florida (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,110 | $48,147* | — | $27,000* | — | |
| $4,879 | $56,009* | $52,345 | —* | — | |
| $2,838 | $53,935* | — | $9,671* | 0.18 | |
| $6,410 | $50,975* | $46,434 | —* | — | |
| $2,830 | $49,262* | $49,391 | —* | — | |
| $6,368 | $48,147* | — | —* | — | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida Memorial University, approximately 66% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in FL. Actual outcomes may vary.