Analysis
In Florida's competitive landscape for associate-level accounting programs, this program carries debt of $22,891 while similar programs across the state typically produce first-year earnings around $39,114. That debt load sits right at the state median for accounting associates, but the earnings picture becomes puzzling when you look at year four: graduates report just $32,144, representing a 20% drop from the estimated first-year figure. This backward trajectory is highly unusual for accounting, where experience typically builds value.
The debt-to-earnings ratio of 0.59 would be manageable if earnings were trending upward, but something appears off when year-four earnings fall $7,000 below where graduates started. This could reflect reporting quirks in the available data—maybe the year-four sample captured part-time workers or career changers—but it's impossible to know with suppressed first-year figures. What we can say: the debt itself isn't alarming by Florida standards, and many peer programs carry similar balances.
For parents, the core question is whether this specific program can deliver the steady earnings growth that makes accounting associate degrees worthwhile. Top programs in the state push graduates past $48,000, while others plateau around $37,000. Without clear trajectory data for Florida State College at Jacksonville specifically, you're weighing accessible debt against uncertain outcomes. If your student has other local options with transparent track records, those might offer clearer expectations.
Where Florida State College at Jacksonville Stands
Earnings vs. debt across all accounting associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Florida State College at Jacksonville | — | $32,144 | — |
| Rasmussen University-Florida | $43,765 | $44,358 | +1% |
| Keiser University-Ft Lauderdale | $48,117 | $43,871 | -9% |
| Broward College | $36,970 | $36,384 | -2% |
| Valencia College | $37,209 | $35,810 | -4% |
Compare to Similar Programs in Florida
Accounting associates's programs at peer institutions in Florida (40 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $2,878 | $39,114* | $32,144 | $22,891 | — | |
| $24,136 | $48,117* | $43,871 | $29,000 | 0.60 | |
| $15,117 | $43,765* | $44,358 | $23,823 | 0.54 | |
| $16,088 | $41,019* | — | $24,811 | 0.60 | |
| $2,474 | $37,209* | $35,810 | $14,806 | 0.40 | |
| $2,830 | $36,970* | $36,384 | — | — | |
| National Median | — | $37,000* | — | $19,354 | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida State College at Jacksonville, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in FL. Actual outcomes may vary.